{"id":20127,"date":"2013-05-29T17:13:10","date_gmt":"2013-05-29T17:13:10","guid":{"rendered":""},"modified":"2013-05-29T17:13:10","modified_gmt":"2013-05-29T17:13:10","slug":"lai-suat-cho-vay-nen-giam-xuong-10nam","status":"publish","type":"post","link":"https:\/\/dntieubieuna.vn\/?p=20127","title":{"rendered":"\u201cL\u00e3i su\u1ea5t cho vay n\u00ean gi\u1ea3m xu\u1ed1ng 10%\/n\u0103m\u201d"},"content":{"rendered":"

Theo \u1ee6y ban Gi\u00e1m s\u00e1t t\u00e0i ch\u00ednh qu\u1ed1c gia, c\u1ea7n ti\u1ebfp t\u1ee5c \u0111i\u1ec1u ch\u1ec9nh h\u1ea1 m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cho vay t\u00edn d\u1ee5ng xu\u1ed1ng kho\u1ea3ng 10% nh\u1eb1m khuy\u1ebfn kh\u00edch doanh nghi\u1ec7p vay v\u1ed1n \u0111\u1ea7u t\u01b0 s\u1ea3n xu\u1ea5t.
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\u1ea2nh minh h\u1ecda<\/FONT><\/STRONG><\/SPAN><\/TD><\/TR><\/TBODY><\/TABLE>
\u0110\u00e1nh gi\u00e1 v\u1ec1 t\u00ecnh h\u00ecnh kinh t\u1ebf Vi\u1ec7t Nam th\u00e1ng 5-2013, \u1ee6y ban Gi\u00e1m s\u00e1t t\u00e0i ch\u00ednh qu\u1ed1c gia (UBGSTCQG) cho r\u1eb1ng, t\u1ed5ng c\u1ea7u c\u1ee7a n\u1ec1n kinh t\u1ebf c\u00f2n y\u1ebfu v\u00e0 ch\u01b0a c\u00f3 s\u1ef1 c\u1ea3i thi\u1ec7n \u0111\u00e1ng k\u1ec3. T\u00ednh chung 5 th\u00e1ng \u0111\u1ea7u n\u0103m, m\u1ee9c t\u0103ng (\u0111\u00e3 lo\u1ea1i tr\u1eeb y\u1ebfu t\u1ed1 gi\u00e1) c\u1ee7a t\u1ed5ng m\u1ee9c h\u00e0ng h\u00f3a b\u00e1n l\u1ebb v\u00e0 doanh thu d\u1ecbch v\u1ee5 ti\u00eau d\u00f9ng l\u00e0 4,8%, h\u1ea7u nh\u01b0 kh\u00f4ng c\u1ea3i thi\u1ec7n so v\u1edbi m\u1ee9c 4,6% c\u1ee7a 4 th\u00e1ng \u0111\u1ea7u n\u0103m v\u00e0 th\u1ea5p h\u01a1n nhi\u1ec1u so v\u1edbi m\u1ee9c 6,6% v\u00e0 6,4% c\u1ee7a 5 th\u00e1ng \u0111\u1ea7u n\u0103m 2012 v\u00e0 2011. So c\u00f9ng k\u00ec n\u0103m tr\u01b0\u1edbc, m\u1ee9c v\u1eadn chuy\u1ec3n h\u00e0ng h\u00f3a c\u1ee7a 5 th\u00e1ng \u0111\u1ea7u n\u0103m c\u0169ng ch\u1ec9 t\u0103ng 1,5% v\u00e0 m\u1ee9c lu\u00e2n chuy\u1ec3n h\u00e0n h\u00f3a th\u1eadm ch\u00ed gi\u1ea3m 3,1%.

Kh\u1ea3 n\u0103ng c\u00e2n \u0111\u1ed1i ng\u00e2n s\u00e1ch nh\u00e0 n\u01b0\u1edbc (NSNN) n\u0103m 2013 s\u1ebd ti\u1ebfp t\u1ee5c g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n b\u1edfi t\u00ecnh h\u00ecnh th\u1ef1c hi\u1ec7n NSNN nh\u1eefng th\u00e1ng \u0111\u1ea7u n\u0103m cho th\u1ea5y thu NSNN \u0111\u1ea1t th\u1ea5p h\u01a1n k\u1ebf ho\u1ea1ch (t\u00ednh \u0111\u1ebfn 15-5, \u0111\u1ea1t 32,9% d\u1ef1 to\u00e1n, th\u1ea5p h\u01a1n 4% so v\u1edbi k\u1ebf ho\u1ea1ch) v\u00e0 y\u1ebfu t\u1ed1 h\u1ed7 tr\u1ee3 t\u0103ng thu NSNN c\u0169ng b\u1ecb h\u1ea1n ch\u1ebf do ngu\u1ed3n thu t\u1eeb d\u1ea7u th\u00f4, c\u1ea3 s\u1ea3n l\u01b0\u1ee3ng khai th\u00e1c d\u1ea7u v\u00e0 gi\u00e1 d\u1ea7u \u0111\u1ec1u d\u1ef1 b\u00e1o th\u1ea5p h\u01a1n n\u0103m 2012. B\u00ean c\u1ea1nh \u0111\u00f3, nh\u1eefng kh\u00f3 kh\u0103n c\u1ee7a doanh nghi\u1ec7p c\u0169ng \u1ea3nh h\u01b0\u1edfng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn thu NSNN.

Tr\u00ean th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7-ng\u00e2n h\u00e0ng, do huy \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng t\u0103ng kh\u00e1 v\u00e0 t\u00edn d\u1ee5ng t\u0103ng ch\u1eadm, thanh kho\u1ea3n c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng hi\u1ec7n kh\u00e1 d\u1ed3i d\u00e0o v\u00e0 kh\u00f4ng nhi\u1ec1u bi\u1ebfn \u0111\u1ed9ng. \u0110i\u1ec3m t\u00edch c\u1ef1c n\u1eefa l\u00e0 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng \u0111ang ph\u00e1t \u0111i nh\u1eefng t\u00edn hi\u1ec7u cho th\u1ea5y c\u00e1c NHTM c\u00f3 th\u1ec3 t\u1ef1 \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t m\u00e0 kh\u00f4ng c\u1ea7n \u0111\u1ebfn s\u1ef1 can thi\u1ec7p h\u00e0nh ch\u00ednh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN), t\u1ea1o ti\u1ec1n \u0111\u1ec1 cho NHNN s\u1edbm c\u00f3 th\u1ec3 d\u1ee1 b\u1ecf tr\u1ea7n l\u00e3i su\u1ea5t trong th\u1eddi gian t\u1edbi.

Tuy nhi\u00ean, t\u00edn d\u1ee5ng t\u0103ng ch\u1eadm v\u00e0 \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o kh\u00f3 \u0111\u1ea1t k\u1ebf ho\u1ea1ch \u0111\u1ec1 ra cho n\u0103m 2013 s\u1ebd g\u00e2y nh\u1eefng kh\u00f3 kh\u0103n nh\u1ea5t \u0111\u1ecbnh cho k\u1ebf ho\u1ea1ch v\u1ed1n \u0111\u1ea7u t\u01b0 c\u1ee7a n\u0103m 2013. C\u1ee5 th\u1ec3, t\u00ednh \u0111\u1ebfn 29-4-2013, t\u00edn d\u1ee5ng ch\u1ec9 t\u0103ng 2,11% so v\u1edbi cu\u1ed1i n\u0103m 2012 (trong \u0111\u00f3, t\u00edn d\u1ee5ng b\u1eb1ng VND t\u0103ng 4,15%, ngo\u1ea1i t\u1ec7 gi\u1ea3m 7,2%). \u0110\u00e2y l\u00e0 m\u1ee9c t\u0103ng th\u1ea5p so v\u1edbi m\u1ee5c ti\u00eau 12% c\u1ee7a c\u1ea3 n\u0103m 2013. \u201cNh\u01b0 v\u1eady, \u0111\u1ec3 \u0111\u1ea1t m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ea3 n\u0103m, trong nh\u1eefng  th\u00e1ng c\u00f2n l\u1ea1i, m\u1ed7i th\u00e1ng t\u00edn d\u1ee5ng ph\u1ea3i t\u0103ng \u0111\u1ec1u \u00edt nh\u1ea5t 1,25%\u201d – UBGSTCQG nh\u1ea5n m\u1ea1nh.

M\u00e0 theo \u0111\u00e1nh gi\u00e1 c\u1ee7a UBGSTCQG d\u1ef1a tr\u00ean th\u1ef1c t\u1ebf di\u1ec5n ra trong n\u0103m 2012, trong b\u1ed1i c\u1ea3nh kh\u1ea3 n\u0103ng h\u1ea5p th\u1ee5 v\u1ed1n c\u1ee7a doanh nghi\u1ec7p c\u00f2n h\u1ea1n ch\u1ebf, th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n ho\u1ea1t \u0111\u1ed9ng c\u1ea7m ch\u1eebng v\u00e0 t\u1ed5ng c\u1ea7u c\u1ee7a n\u1ec1n kinh t\u1ebf \u0111ang y\u1ebfu, \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee9c t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u1ec1u \u0111\u1eb7n tr\u00ean 1% m\u1ed7i th\u00e1ng l\u00e0 nhi\u1ec7m v\u1ee5 h\u1ebft s\u1ee9c kh\u00f3 kh\u0103n.

V\u1edbi vi\u1ec7c l\u1ea1m ph\u00e1t \u0111ang \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t t\u1ed1t (sau 5 th\u00e1ng, l\u1ea1m ph\u00e1t t\u0103ng \u1edf m\u1ee9c th\u1ea5p 2,35% so v\u1edbi \u0111\u1ea7u n\u0103m v\u00e0 6,74% so v\u1edbi c\u00f9ng k\u1ef3) v\u00e0 c\u00f3 kh\u1ea3 n\u0103ng s\u1ebd th\u1ea5p h\u01a1n m\u1ee5c ti\u00eau 6,5% c\u1ee7a n\u0103m 2013, theo UBGSTCQG, trong nh\u1eefng th\u00e1ng c\u00f2n l\u1ea1i c\u1ee7a n\u0103m, c\u00e1c ch\u00ednh s\u00e1ch v\u0129 m\u00f4 c\u1ea7n \u01b0u ti\u00ean h\u01a1n cho t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf nh\u1eb1m \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng 5,5% cho n\u0103m 2013.

\u0110\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau n\u00e0y, BGSTCQG cho r\u1eb1ng, ngo\u00e0i c\u00e1c gi\u1ea3i ph\u00e1p h\u1ed7 tr\u1ee3 th\u1ecb tr\u01b0\u1eddng th\u00ec c\u1ea7n c\u00f3 nh\u1eefng gi\u1ea3i ph\u00e1p m\u1ea1nh h\u01a1n nh\u1eb1m t\u1ea1o c\u1ea7u th\u00f4ng qua c\u00e1c bi\u1ec7n ph\u00e1p \u0111\u1ea9y m\u1ea1nh t\u1ed1c \u0111\u1ed9 chi \u0111\u1ea7u t\u01b0 c\u00f4ng v\u00e0o nh\u1eefng c\u00f4ng tr\u00ecnh tr\u1ecdng \u0111i\u1ec3m c\u00f3 qui m\u00f4 l\u1edbn, nh\u1eefng d\u1ef1 \u00e1n c\u00f3 k\u1ebf ho\u1ea1ch s\u1edbm ho\u00e0n th\u00e0nh trong n\u0103m 2013 v\u00e0 c\u00f3 th\u1ec3 ho\u00e0n th\u00e0nh trong n\u0103m 2014; t\u1eadp trung v\u00e0o vi\u1ec7c b\u1ed1 tr\u00ed v\u1ed1n \u0111\u1ed1i \u1ee9ng ODA \u0111\u1ec3 \u0111\u1ea9y nhanh ti\u1ebfn \u0111\u1ed9 gi\u1ea3i ng\u00e2n ngu\u1ed3n v\u1ed1n n\u00e0y, g\u00f3p ph\u1ea7n gia t\u0103ng v\u1ed1n \u0111\u1ea7u t\u01b0 cho n\u1ec1n kinh t\u1ebf.

Ngo\u00e0i ra, c\u1ea7n n\u1ed7 l\u1ef1c \u0111\u1ea1t m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng 12% cho n\u0103m 2013 nh\u1eb1m \u0111\u1ea3m b\u1ea3o v\u1ed1n \u0111\u1ea7u t\u01b0 cho n\u1ec1n kinh t\u1ebf. Mu\u1ed1n nh\u01b0 v\u1eady, c\u1ea7n ti\u1ebfp t\u1ee5c \u0111i\u1ec1u ch\u1ec9nh h\u1ea1 m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cho vay t\u00edn d\u1ee5ng xu\u1ed1ng kho\u1ea3ng 10%, nh\u1eb1m khuy\u1ebfn kh\u00edch doanh nghi\u1ec7p vay v\u1ed1n \u0111\u1ea7u t\u01b0 s\u1ea3n xu\u1ea5t; \u0111\u1ed3ng th\u1eddi c\u1ea7n nghi\u00ean c\u1ee9u th\u1eddi \u0111i\u1ec3m th\u00edch h\u1ee3p x\u00f3a b\u1ecf qui \u0111\u1ecbnh tr\u1ea7n l\u00e3i su\u1ea5t huy \u0111\u1ed9ng, nh\u1eb1m gi\u00fap th\u1ecb tr\u01b0\u1eddng t\u0103ng kh\u1ea3 n\u0103ng t\u1ef1 \u0111i\u1ec1u ti\u1ebft.

<\/FONT>                                                                    Theo Th\u1ee7y H\u01b0\u01a1ng
                                                             Hanoimoi (ng\u00e0y 29\/5\/2013)<\/FONT><\/EM><\/STRONG><\/P><\/p>\n","protected":false},"excerpt":{"rendered":"

Theo \u1ee6y ban Gi\u00e1m s\u00e1t t\u00e0i ch\u00ednh qu\u1ed1c gia, c\u1ea7n ti\u1ebfp t\u1ee5c \u0111i\u1ec1u ch\u1ec9nh h\u1ea1 m\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t cho vay t\u00edn d\u1ee5ng xu\u1ed1ng kho\u1ea3ng 10% nh\u1eb1m khuy\u1ebfn kh\u00edch doanh nghi\u1ec7p vay v\u1ed1n \u0111\u1ea7u t\u01b0 s\u1ea3n xu\u1ea5t.\u1ea2nh minh h\u1ecda\u0110\u00e1nh gi\u00e1 v\u1ec1 t\u00ecnh h\u00ecnh kinh t\u1ebf Vi\u1ec7t Nam th\u00e1ng 5-2013, \u1ee6y ban Gi\u00e1m s\u00e1t t\u00e0i ch\u00ednh […]<\/p>\n","protected":false},"author":2,"featured_media":20120,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[63],"tags":[],"_links":{"self":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/20127"}],"collection":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=20127"}],"version-history":[{"count":0,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/20127\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/media\/20120"}],"wp:attachment":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=20127"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=20127"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=20127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}