<\/STRONG>K\u1ec3 t\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay, s\u1ed1 ti\u1ec1n huy \u0111\u1ed9ng t\u1eeb t\u1ed5 ch\u1ee9c kinh t\u1ebf g\u1ea7n b\u1eb1ng s\u1ed1 d\u01b0 ti\u1ec1n g\u1eedi c\u1ee7a ti\u1ebft ki\u1ec7m d\u00e2n c\u01b0, do l\u00e3i su\u1ea5t huy \u0111\u1ed9ng ti\u1ec1n VND cao h\u01a1n ngo\u1ea1i t\u1ec7, c\u00f9ng v\u1edbi \u0111\u00f3 t\u1ef7 gi\u00e1 USD\/VND \u1ed5n \u0111\u1ecbnh k\u00edch th\u00edch c\u00e1c t\u1ed5 ch\u1ee9c kinh t\u1ebf g\u1eedi VND. H\u01a1n n\u1eefa, c\u00e1c DN h\u1ea1n ch\u1ebf mua b\u00e1n c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd c\u00f3 gi\u00e1, n\u00ean m\u1ed9t l\u01b0\u1ee3ng ti\u1ec1n chuy\u1ec3n sang k\u00eanh ti\u1ebft ki\u1ec7m c\u0169ng gi\u00fap s\u1ed1 d\u01b0 ti\u1ec1n g\u1eedi t\u0103ng l\u00ean \u0111\u00e1ng k\u1ec3. Ngu\u1ed3n ti\u1ec1n g\u1eedi t\u0103ng cao gi\u00fap ngu\u1ed3n v\u1ed1n c\u1ee7a c\u00e1c NH th\u00eam d\u1ed3i d\u00e0o, t\u00ednh thanh kho\u1ea3n c\u1ee7a h\u1ec7 th\u1ed1ng NH \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n. Song, v\u1ea5n \u0111\u1ec1 \u0111\u1eb7t ra l\u00e0 NH v\u1eabn kh\u00f3 t\u00ecm ra kh\u00e1ch h\u00e0ng t\u1ed1t trong giai \u0111o\u1ea1n hi\u1ec7n nay \u0111\u1ec3 m\u1edf r\u1ed9ng cho vay. \u0110\u1ea1i di\u1ec7n m\u1ed9t NH \u1edf H\u00e0 N\u1ed9i cho r\u1eb1ng, kinh t\u1ebf kh\u00f3 kh\u0103n, nhi\u1ec1u DN m\u1eafc n\u1ee3 v\u00ec kh\u00f4ng ti\u00eau th\u1ee5 \u0111\u01b0\u1ee3c h\u00e0ng h\u00f3a d\u1eabn \u0111\u1ebfn h\u1ebft t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p, kh\u00f4ng th\u1ec3 ti\u1ebfp t\u1ee5c vay m\u1edbi, trong khi nhi\u1ec1u kho\u1ea3n vay c\u0169 v\u1eabn c\u00f2n ch\u01b0a th\u1ec3 tr\u1ea3. V\u1edbi m\u1ed9t s\u1ed1 \u00edt DN t\u00ecm \u0111\u01b0\u1ee3c “\u0111\u1ea7u ra”, NH s\u1eb5n s\u00e0ng cho vay t\u00edn ch\u1ea5p, l\u00e3i su\u1ea5t d\u01b0\u1edbi 10%\/n\u0103m, song nh\u1eefng DN nh\u1eadn \u0111\u01b0\u1ee3c kho\u1ea3n vay gi\u00e1 si\u00eau r\u1ebb n\u00e0y kh\u00f4ng nhi\u1ec1u, b\u1edfi \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t kh\u00f4ng d\u1ec5. L\u00e3nh \u0111\u1ea1o m\u1ed9t NH th\u01b0\u01a1ng m\u1ea1i l\u1edbn c\u0169ng th\u1eeba nh\u1eadn, huy \u0111\u1ed9ng v\u1ed1n t\u0103ng nhanh, nh\u01b0ng NH “b\u00ed” \u0111\u1ea7u ra, bu\u1ed9c ph\u1ea3i mua b\u00e1n v\u1ed1n v\u1edbi trung t\u00e2m l\u1ee3i nhu\u1eadn c\u1ee7a h\u1ed9i s\u1edf hay c\u00f2n g\u1ecdi l\u00e0 trung t\u00e2m v\u1ed1n. \u0110\u1ebfn nay, h\u1ea7u h\u1ebft c\u00e1c NH l\u1edbn \u0111\u1ec1u \u00e1p d\u1ee5ng m\u00f4 h\u00ecnh trung t\u00e2m mua b\u00e1n v\u1ed1n, kinh doanh c\u00e1c kho\u1ea3n t\u00edn d\u1ee5ng v\u00e0 ti\u1ec1n g\u1eedi c\u1ee7a c\u00e1c chi nh\u00e1nh theo m\u00f4 h\u00ecnh chu\u1ea9n qu\u1ed1c t\u1ebf. Tuy nhi\u00ean, “b\u00e1n” v\u1ed1n huy \u0111\u1ed9ng ti\u1ebft ki\u1ec7m cho trung t\u00e2m l\u1ee3i nhu\u1eadn c\u1ee7a h\u1ed9i s\u1edf kh\u00f4ng ph\u1ea3i l\u00e0 c\u00e1ch l\u00e0m hay cho n\u1ec1n kinh t\u1ebf, b\u1edfi v\u1eady m\u1ee5c ti\u00eau c\u1ee7a NH v\u1eabn l\u00e0 t\u00ecm “\u0111\u1ea7u ra” cho ngu\u1ed3n v\u1ed1n.
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<\/A>Giao d\u1ecbch t\u1ea1i Ng\u00e2n h\u00e0ng Techcombank.<\/FONT><\/STRONG><\/SPAN><\/SPAN>
Chia s\u1ebb nh\u1eefng gi\u1ea3i ph\u00e1p \u0111\u1ec3 th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n cho DN, c\u00e1c chuy\u00ean gia cho r\u1eb1ng, DN c\u1ea7n t\u1eadp trung v\u00e0o c\u00e1c y\u1ebfu t\u1ed1 n\u00e2ng cao n\u0103ng su\u1ea5t lao \u0111\u1ed9ng, \u00e1p d\u1ee5ng ti\u1ebfn b\u1ed9 khoa h\u1ecdc c\u00f4ng ngh\u1ec7, n\u00e2ng c\u1ea5p kh\u1ea3 n\u0103ng qu\u1ea3n tr\u1ecb\u2026 \u0110\u1eb7c bi\u1ec7t, DN c\u0169ng c\u1ea7n l\u1ef1a ch\u1ecdn c\u00e1c \u0111\u01a1n h\u00e0ng v\u1eeba s\u1ee9c, c\u1ed1 g\u1eafng th\u1ef1c hi\u1ec7n trong th\u1eddi gian s\u1edbm nh\u1ea5t \u0111\u1ec3 gi\u1ea3m chi ph\u00ed vay, ch\u1ee7 \u0111\u1ed9ng t\u00ecm ngu\u1ed3n v\u1ed1n \u01b0u \u0111\u00e3i t\u1eeb c\u00e1c \u0111\u1ed1i t\u00e1c n\u01b0\u1edbc ngo\u00e0i b\u1eb1ng h\u00ecnh th\u1ee9c vay v\u1ed1n, ph\u00e1t h\u00e0nh tr\u00e1i phi\u1ebfu v\u00e0 c\u1ed5 phi\u1ebfu, li\u00ean k\u1ebft v\u1edbi c\u00e1c DN kh\u00e1c v\u00e0 hi\u1ec7p h\u1ed9i \u0111\u1ec3 t\u00ecm \u0111\u1ea7u ra cho s\u1ea3n ph\u1ea9m. Trong n\u1ec1n kinh t\u1ebf th\u1ecb tr\u01b0\u1eddng, m\u1ed7i l\u1ea7n kinh t\u1ebf tr\u00ec tr\u1ec7, suy tho\u00e1i v\u00e0 cao nh\u1ea5t l\u00e0 kh\u1ee7ng ho\u1ea3ng l\u00e0 m\u1ed9t l\u1ea7n DN ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi th\u1eed th\u00e1ch l\u1edbn. Tuy nhi\u00ean, m\u1ed7i l\u1ea7n bi\u1ebfn \u0111\u1ed9ng l\u00e0 m\u1ed9t l\u1ea7n thanh l\u1ecdc c\u00e1c DN l\u00e0m \u0103n k\u00e9m hi\u1ec7u qu\u1ea3 v\u00e0 t\u1ea1o ra nh\u1eefng DN c\u00f3 n\u0103ng l\u1ef1c c\u1ea1nh tranh hi\u1ec7u qu\u1ea3 h\u01a1n. DN n\u00e0o c\u00f3 \u0111\u1ecbnh h\u01b0\u1edbng t\u1ed1t, \u0111\u1ed9i ng\u0169 lao \u0111\u1ed9ng v\u1eefng s\u1ebd v\u01b0\u1ee3t qua \u0111\u01b0\u1ee3c kh\u00f3 kh\u0103n hi\u1ec7n nay, c\u00f2n nh\u1eefng DN kh\u00f4ng c\u00f3 chi\u1ebfn l\u01b0\u1ee3c r\u00f5 r\u00e0ng s\u1ebd b\u1ecb \u0111\u00e0o th\u1ea3i trong c\u01a1n b\u00e3o t\u00e0i ch\u00ednh. S\u1ef1 h\u1ed7 tr\u1ee3 t\u1eeb nh\u00e0 n\u01b0\u1edbc ch\u1ec9 mang vai tr\u00f2 “b\u00e0 \u0111\u1ee1”, kh\u00f4ng th\u1ec3 l\u00e0m thay DN, v\u00ec v\u1eady mu\u1ed1n t\u1ed3n t\u1ea1i, DN ph\u1ea3i t\u1ef1 \u0111\u00e1nh gi\u00e1 l\u1ea1i h\u1ec7 th\u1ed1ng qu\u1ea3n l\u00fd, ngu\u1ed3n nh\u00e2n l\u1ef1c, c\u00f4ng ngh\u1ec7, c\u0169ng nh\u01b0 s\u1ee9c c\u1ea1nh tranh c\u1ee7a s\u1ea3n ph\u1ea9m\u2026
M\u1ed9t n\u0103m qua, l\u00e3i su\u1ea5t c\u1ee7a h\u1ec7 th\u1ed1ng NH li\u00ean t\u1ee5c gi\u1ea3m v\u00e0 thanh kho\u1ea3n h\u1ec7 th\u1ed1ng NH c\u0169ng \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n. \u0110i\u1ec1u n\u00e0y c\u0169ng c\u00f3 ngh\u0129a ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 \u0111\u01b0\u1ee3c \u0111i\u1ec1u h\u00e0nh linh ho\u1ea1t, t\u1eeb \u0111\u00f3 gi\u00fap ki\u1ec1m ch\u1ebf l\u1ea1m ph\u00e1t, b\u1ea3o \u0111\u1ea3m t\u0103ng tr\u01b0\u1edfng \u1edf m\u1ee9c h\u1ee3p l\u00fd. C\u00f2n nh\u1eefng kh\u00f3 kh\u0103n c\u1ee7a c\u00e1c DN s\u1ebd t\u1eebng b\u01b0\u1edbc th\u00e1o g\u1ee1 tr\u00ean c\u01a1 s\u1edf t\u00e1i c\u1ea5u tr\u00fac l\u1ea1i c\u00e1c DN.
Theo \u0110\u1ee9c Anh
Hanoimoi (ng\u00e0y 18\/10\/2012)<\/EM><\/STRONG><\/FONT><\/P><\/p>\n","protected":false},"excerpt":{"rendered":"
Hi\u1ec7n nay, c\u00e1c ng\u00e2n h\u00e0ng (NH) ti\u1ebfp t\u1ee5c ti\u1ebft ki\u1ec7m chi ph\u00ed nh\u1eb1m gi\u1ea3m l\u00e3i su\u1ea5t, \u0111\u01b0a ngu\u1ed3n v\u1ed1n \u0111\u1ebfn g\u1ea7n h\u01a1n v\u1edbi doanh nghi\u1ec7p (DN). Tuy nhi\u00ean, \u0111\u1ec3 ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n, DN c\u0169ng c\u1ea7n n\u1ed7 l\u1ef1c\u2026K\u1ec3 t\u1eeb \u0111\u1ea7u n\u0103m \u0111\u1ebfn nay, s\u1ed1 ti\u1ec1n huy \u0111\u1ed9ng t\u1eeb t\u1ed5 ch\u1ee9c kinh t\u1ebf g\u1ea7n b\u1eb1ng s\u1ed1 […]<\/p>\n","protected":false},"author":2,"featured_media":19888,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[65],"tags":[],"_links":{"self":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/19894"}],"collection":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19894"}],"version-history":[{"count":0,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/19894\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/media\/19888"}],"wp:attachment":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19894"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19894"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19894"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}