![](\"javascript:openImage('\/images_upload\/small_2424.jpg');\")
<\/A><\/EM><\/STRONG><\/FONT><\/FONT><\/P>T\u1ea1i Ng\u00e2n h\u00e0ng TMCP C\u00f4ng th\u01b0\u01a1ng Vi\u1ec7t Nam (VietinBank), ngo\u00e0i vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh l\u00e3i su\u1ea5t \u0111\u1ed1i v\u1edbi t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n vay xu\u1ed1ng m\u1ee9c t\u1ed1i \u0111a 15%\/n\u0103m, TS Ph\u1ea1m Huy H\u00f9ng, Ch\u1ee7 t\u1ecbch H\u0110QT VietinBank cho bi\u1ebft, v\u1edbi c\u00e1c kho\u1ea3n vay m\u1edbi, ng\u00e2n h\u00e0ng n\u00e0y s\u1eb5n s\u00e0ng cho DN vay v\u1ed1n l\u01b0u \u0111\u1ed9ng v\u1edbi l\u00e3i su\u1ea5t 12%\/n\u0103m, th\u1eadm ch\u00ed 11%\/n\u0103m. Th\u1eddi gian t\u1edbi VietinBank s\u1ebd t\u1eadp trung v\u1ed1n \u0111\u1ea9y m\u1ea1nh cho vay c\u00e1c l\u0129nh v\u1ef1c \u01b0u ti\u00ean, g\u1ed3m: n\u00f4ng nghi\u1ec7p n\u00f4ng th\u00f4n, xu\u1ea5t kh\u1ea9u, doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba, c\u00f4ng nghi\u1ec7p h\u1ed7 tr\u1ee3. Hi\u1ec7n VietinBank \u0111ang t\u00ednh to\u00e1n \u0111\u01b0a ra m\u1ed9t s\u1ed1 g\u00f3i t\u00edn d\u1ee5ng h\u00e0ng ch\u1ee5c ng\u00e0n t\u1ef7 \u0111\u1ed3ng cho l\u0129nh v\u1ef1c xu\u1ea5t kh\u1ea9u v\u1edbi l\u00e3i su\u1ea5t ch\u1ec9 kho\u1ea3ng 7% – 8%\/n\u0103m.<\/FONT><\/P> H\u00f4m qua, Ng\u00e2n h\u00e0ng S\u00e0i G\u00f2n – H\u00e0 N\u1ed9i (SHB) c\u0169ng \u0111\u00e3 c\u00f3 v\u0103n b\u1ea3n ch\u1ec9 \u0111\u1ea1o c\u00e1c chi nh\u00e1nh c\u1ee7a m\u00ecnh gi\u1ea3m l\u00e3i su\u1ea5t cho vay \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n n\u1ee3 c\u0169 xu\u1ed1ng 15%\/n\u0103m. Theo \u00f4ng Nguy\u1ec5n V\u0103n L\u00ea, T\u1ed5ng Gi\u00e1m \u0111\u1ed1c SHB, tr\u01b0\u1edbc khi c\u00f3 ch\u1ec9 \u0111\u1ea1o c\u1ee7a NHNN, ng\u00e2n h\u00e0ng n\u00e0y \u0111\u00e3 ch\u1ee7 \u0111\u1ed9ng gi\u1ea3m l\u00e3i su\u1ea5t v\u00e0 c\u01a1 c\u1ea5u l\u1ea1i n\u1ee3 cho kh\u00e1ch h\u00e0ng. \u0110\u1ebfn nay, SHB \u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m l\u00e3i su\u1ea5t cho vay c\u1ee7a kho\u1ea3ng 5.500 kho\u1ea3n vay (d\u01b0 n\u1ee3 kho\u1ea3ng 8.570 t\u1ef7 \u0111\u1ed3ng). Trong \u0111\u00f3, nhi\u1ec1u kho\u1ea3n vay \u0111\u01b0\u1ee3c gi\u1ea3m l\u00e3i su\u1ea5t xu\u1ed1ng 16%, 15% v\u00e0 d\u01b0\u1edbi 15%\/n\u0103m, tr\u00ean c\u01a1 s\u1edf x\u1ebfp h\u1ea1ng t\u00edn d\u1ee5ng kh\u00e1ch h\u00e0ng c\u1ee7a SHB. Ng\u00e2n h\u00e0ng n\u00e0y c\u0169ng \u0111\u00e3 \u0111i\u1ec1u ch\u1ec9nh k\u1ef3 h\u1ea1n n\u1ee3 cho kho\u1ea3ng 600 kh\u00e1ch h\u00e0ng, v\u1edbi d\u01b0 n\u1ee3 kho\u1ea3ng 3.242 t\u1ef7 \u0111\u1ed3ng. <\/FONT><\/P> \u0110\u1ebfn th\u1eddi \u0111i\u1ec3m n\u00e0y, d\u01b0 n\u1ee3 c\u00f2n \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t tr\u00ean 15%\/n\u0103m c\u1ee7a SHB c\u00f2n kho\u1ea3ng tr\u00ean 35% t\u1ed5ng d\u01b0 n\u1ee3. \u201cM\u1eb7c d\u00f9 v\u1eeba m\u1edbi \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m l\u00e3i su\u1ea5t, nh\u01b0ng ch\u00fang t\u00f4i quy\u1ebft t\u00e2m s\u1ebd gi\u1ea3m ngay l\u00e3i su\u1ea5t t\u1ea5t c\u1ea3 c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u00edn d\u1ee5ng xu\u1ed1ng 15%\/n\u0103m theo \u0111\u00fang ch\u1ec9 \u0111\u1ea1o c\u1ee7a NHNN\u201d – \u00f4ng L\u00ea cam k\u1ebft. Agribank s\u1ebd \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t cho vay t\u1ed1i \u0111a \u0111\u1ed1i v\u1edbi c\u00e1c kh\u00e1ch h\u00e0ng vay theo quy \u0111\u1ecbnh c\u1ee7a NHNN; \u0111\u1ed1i v\u1edbi c\u00e1c l\u0129nh v\u1ef1c v\u00e0 kh\u00e1ch h\u00e0ng vay v\u1ed1n \u0111\u1ec3 s\u1ea3n xu\u1ea5t kinh doanh kh\u00f4ng thu\u1ed9c \u0111\u1ed1i t\u01b0\u1ee3ng \u00e1p d\u1ee5ng m\u1ee9c tr\u1ea7n l\u00e3i su\u1ea5t ti\u1ec1n vay 13%\/n\u0103m theo quy \u0111\u1ecbnh c\u1ee7a NHNN th\u00ec \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t cho vay t\u1ed1i \u0111a l\u00e0 15%\/n\u0103m k\u1ec3 t\u1eeb ng\u00e0y 15-7-2012. \u0110\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng vay g\u1eb7p kh\u00f3 kh\u0103n v\u1ec1 t\u00e0i ch\u00ednh v\u00e0 kh\u1ea3 n\u0103ng tr\u1ea3 n\u1ee3, Agribank s\u1ebd th\u1ef1c hi\u1ec7n c\u01a1 c\u1ea5u l\u1ea1i th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3, ti\u1ebfp t\u1ee5c cho vay m\u1edbi (n\u1ebfu c\u00f3 ph\u01b0\u01a1ng \u00e1n, d\u1ef1 \u00e1n s\u1ea3n xu\u1ea5t \u2013 kinh doanh kh\u1ea3 thi, c\u00f3 hi\u1ec7u qu\u1ea3); th\u1ef1c hi\u1ec7n mi\u1ec5n, gi\u1ea3m l\u00e3i ti\u1ec1n vay theo quy \u0111\u1ecbnh c\u1ee7a Agribank, cho vay m\u1edbi tr\u1ea3 n\u1ee3 c\u0169, kh\u00f4ng nh\u1eb1m che gi\u1ea5u n\u1ee3 x\u1ea5u.<\/FONT><\/P> Theo Ph\u00f3 Th\u1ed1ng \u0111\u1ed1c NHNN \u0110\u00e0o Minh T\u00fa, hi\u1ec7n \u0111\u00e3 c\u00f3 4 NHTM nh\u00e0 n\u01b0\u1edbc v\u00e0 h\u00e0ng ch\u1ee5c NHTM c\u1ed5 ph\u1ea7n g\u1eedi v\u0103n b\u1ea3n v\u1ec1 NHNN b\u00e1o c\u00e1o vi\u1ec7c s\u1ebd \u0111\u1ed3ng lo\u1ea1t gi\u1ea3m l\u00e3i su\u1ea5t cho vay \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n n\u1ee3 c\u0169 v\u1ec1 15%\/n\u0103m ho\u1eb7c th\u1ea5p h\u01a1n k\u1ec3 t\u1eeb ng\u00e0y 15-7. <\/FONT><\/P> Tr\u01b0\u1edbc \u0111\u00f3, NHNN \u0111\u00e3 c\u00f3 v\u0103n b\u1ea3n th\u00f4ng b\u00e1o k\u1ebft lu\u1eadn c\u1ee7a Th\u1ed1ng \u0111\u1ed1c NHNN Nguy\u1ec5n V\u0103n B\u00ecnh t\u1ea1i h\u1ed9i ngh\u1ecb tri\u1ec3n khai nhi\u1ec7m v\u1ee5 ng\u00e0nh ng\u00e2n h\u00e0ng 6 th\u00e1ng cu\u1ed1i n\u0103m (di\u1ec5n ra cu\u1ed1i tu\u1ea7n tr\u01b0\u1edbc \u1edf H\u00e0 N\u1ed9i). Theo \u0111\u00f3, c\u00e1c NHTM c\u1ea7n \u0111\u00e1nh gi\u00e1, r\u00e0 so\u00e1t c\u00e1c kho\u1ea3n cho vay c\u0169, tr\u00ean c\u01a1 s\u1edf kh\u1ea3 n\u0103ng t\u00e0i ch\u00ednh, xem x\u00e9t \u0111i\u1ec1u ch\u1ec9nh gi\u1ea3m l\u00e3i su\u1ea5t v\u1ec1 m\u1ee9c t\u1ed1i \u0111a l\u00e0 15%\/n\u0103m \u0111\u1ec3 gi\u00fap c\u00e1c DN v\u00e0 h\u1ed9 d\u00e2n v\u01b0\u1ee3t qua kh\u00f3 kh\u0103n, duy tr\u00ec \u1ed5n \u0111\u1ecbnh v\u00e0 t\u1eebng b\u01b0\u1edbc ph\u00e1t tri\u1ec3n s\u1ea3n xu\u1ea5t kinh doanh. Ch\u1eadm nh\u1ea5t \u0111\u1ebfn 15-7, c\u00e1c NHTM ph\u1ea3i ban h\u00e0nh v\u0103n b\u1ea3n ch\u1ec9 \u0111\u1ea1o, h\u01b0\u1edbng d\u1eabn th\u1ef1c hi\u1ec7n ch\u1ee7 tr\u01b0\u01a1ng n\u00e0y. Th\u1ef1c hi\u1ec7n ch\u1ec9 \u0111\u1ea1o c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN), h\u00f4m qua 11-7, h\u00e0ng lo\u1ea1t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i (NHTM) \u0111\u00e3 c\u00f4ng b\u1ed1 gi\u1ea3m l\u00e3i su\u1ea5t cho vay \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n n\u1ee3 c\u0169 v\u1ec1 15%\/n\u0103m t\u1eeb ng\u00e0y 15-7 t\u1edbi \u0111\u00e2y \u0111\u1ec3 chia s\u1ebb kh\u00f3 kh\u0103n v\u1edbi doanh nghi\u1ec7p (DN). T\u1ea1i Ng\u00e2n h\u00e0ng TMCP C\u00f4ng […]<\/p>\n","protected":false},"author":2,"featured_media":19711,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[63],"tags":[],"_links":{"self":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/19718"}],"collection":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19718"}],"version-history":[{"count":0,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/19718\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/media\/19711"}],"wp:attachment":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19718"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19718"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
Ng\u00e0y 11-7, Ng\u00e2n h\u00e0ng NN-PTNT Vi\u1ec7t Nam (Agribank) \u0111\u00e3 ban h\u00e0nh v\u0103n b\u1ea3n v\u1ec1 th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p gi\u1ea3m l\u00e3i su\u1ea5t cho vay m\u1edf r\u1ed9ng t\u00edn d\u1ee5ng v\u00e0 kinh doanh hi\u1ec7u qu\u1ea3. Theo \u0111\u00f3, Agribank s\u1ebd m\u1edf r\u1ed9ng cho vay b\u1eb1ng VND, cho vay b\u1eb1ng \u0111\u1ed3ng ngo\u1ea1i t\u1ec7 \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng d\u01b0 n\u1ee3 cho vay n\u0103m 2012 kho\u1ea3ng 10%, \u0111\u1ed1i v\u1edbi c\u00e1c chi nh\u00e1nh thu\u1ed9c \u0111\u1ecba b\u00e0n n\u00f4ng nghi\u1ec7p, n\u00f4ng th\u00f4n th\u00ec t\u0103ng tr\u01b0\u1edfng d\u01b0 n\u1ee3 cho vay kho\u1ea3ng 15%; t\u1eadp trung v\u1ed1n cho vay \u0111\u1ed1i v\u1edbi khu v\u1ef1c n\u00f4ng nghi\u1ec7p, n\u00f4ng th\u00f4n v\u00e0 n\u00f4ng d\u00e2n, m\u1edf r\u1ed9ng cho vay xu\u1ea5t kh\u1ea9u, cho vay ti\u00eau d\u00f9ng. <\/FONT><\/P>
<\/FONT>
Theo SGGP<\/FONT><\/EM><\/STRONG><\/FONT><\/P><\/p>\n","protected":false},"excerpt":{"rendered":"