{"id":19673,"date":"2012-06-20T10:18:23","date_gmt":"2012-06-20T10:18:23","guid":{"rendered":""},"modified":"2012-06-20T10:18:23","modified_gmt":"2012-06-20T10:18:23","slug":"quy-dinh-lai-suat-lien-ngan-hang-neu-co-bat-thuong","status":"publish","type":"post","link":"https:\/\/dntieubieuna.vn\/?p=19673","title":{"rendered":"Quy \u0111\u1ecbnh l\u00e3i su\u1ea5t li\u00ean ng\u00e2n h\u00e0ng n\u1ebfu c\u00f3 b\u1ea5t th\u01b0\u1eddng"},"content":{"rendered":"

Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eeba ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 21\/2012\/TT-NHNN quy \u0111\u1ecbnh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng cho vay, \u0111i vay; mua b\u00e1n c\u00f3 k\u1ef3 h\u1ea1n gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 gi\u1eefa c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i.
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Theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, Th\u00f4ng t\u01b0 n\u00e0y quy \u0111\u1ecbnh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng li\u00ean ng\u00e2n h\u00e0ng, t\u1ea1o khung ph\u00e1p l\u00fd m\u1edbi, kh\u1eafc ph\u1ee5c nh\u1eefng v\u1ea5n \u0111\u1ec1 c\u00f2n b\u1ea5t c\u1eadp hi\u1ec7n nay.

Th\u00f4ng t\u01b0 21 n\u00eau r\u00f5, l\u00e3i su\u1ea5t cho vay, mua, b\u00e1n gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 s\u1ebd do c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i t\u1ef1 th\u1ecfa thu\u1eadn. Tuy nhi\u00ean, trong tr\u01b0\u1eddng h\u1ee3p ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng c\u00f3 di\u1ec5n bi\u1ebfn b\u1ea5t th\u01b0\u1eddng, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd quy \u0111\u1ecbnh l\u00e3i su\u1ea5t cho vay li\u00ean ng\u00e2n h\u00e0ng \u0111\u1ec3 c\u00e1c t\u1ed5 ch\u1ee9c th\u1ef1c hi\u1ec7n.

C\u00e1c giao d\u1ecbch cho vay, \u0111i vay v\u00e0 mua, b\u00e1n c\u00f3 k\u1ef3 h\u1ea1n ph\u1ea3i \u0111\u01b0\u1ee3c l\u1eadp th\u00e0nh h\u1ee3p \u0111\u1ed3ng. T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i ph\u1ea3i th\u1ef1c hi\u1ec7n tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng r\u1ee7i ro v\u1edbi ho\u1ea1t \u0111\u1ed9ng cho vay, mua c\u00f3 k\u1ef3 h\u1ea1n gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh.

Ho\u1ea1t \u0111\u1ed9ng ch\u1ec9 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n th\u00f4ng qua tr\u1ee5 s\u1edf ch\u00ednh c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i v\u00e0 \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 b\u00f9 \u0111\u1eafp thi\u1ebfu h\u1ee5t t\u1ea1m th\u1eddi d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c, kh\u1ea3 n\u0103ng chi tr\u1ea3 v\u00e0 c\u00e2n \u0111\u1ed1i v\u1ed1n trong ng\u1eafn h\u1ea1n. Th\u1eddi gian giao d\u1ecbch theo quy \u0111\u1ecbnh l\u00e0 d\u01b0\u1edbi 1 n\u0103m.

\u0110\u00e1ng ch\u00fa \u00fd, Th\u00f4ng t\u01b0 21 c\u0169ng quy \u0111\u1ecbnh, c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng mu\u1ed1n \u0111\u01b0\u1ee3c giao d\u1ecbch li\u00ean ng\u00e2n h\u00e0ng ph\u1ea3i kh\u00f4ng c\u00f3 c\u00e1c kho\u1ea3n n\u1ee3 qu\u00e1 h\u1ea1n \u0111\u1ed1i v\u1edbi c\u00e1c giao d\u1ecbch li\u00ean ng\u00e2n h\u00e0ng t\u1eeb 10 ng\u00e0y tr\u1edf l\u00ean t\u1ea1i th\u1eddi \u0111i\u1ec3m th\u1ef1c hi\u1ec7n giao d\u1ecbch (\u0111\u1ed1i v\u1edbi b\u00ean \u0111i vay).

Th\u00f4ng t\u01b0 c\u0169ng quy \u0111\u1ecbnh, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng \u0111\u01b0\u1ee3c g\u1eedi ti\u1ec1n, nh\u1eadn ti\u1ec1n g\u1eedi (tr\u1eeb ti\u1ec1n thanh to\u00e1n) t\u1ea1i t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i kh\u00e1c.

Ngo\u00e0i ra, t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i ph\u1ea3i th\u1ef1c hi\u1ec7n tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng r\u1ee7i ro v\u1edbi ho\u1ea1t \u0111\u1ed9ng cho vay, mua c\u00f3 k\u1ef3 h\u1ea1n gi\u1ea5y t\u1edd c\u00f3 gi\u00e1.

Theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, do quy ch\u1ebf vay v\u1ed1n gi\u1eefa c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ban h\u00e0nh k\u00e8m theo quy\u1ebft \u0111\u1ecbnh 1310 \u0111\u00e3 th\u1ef1c hi\u1ec7n g\u1ea7n 11 n\u0103m n\u00ean kh\u00f4ng c\u00f2n ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh h\u00ecnh th\u1ef1c ti\u1ec5n, do v\u1eady c\u1ea7n c\u00f3 th\u00f4ng t\u01b0 m\u1edbi thay th\u1ebf.

Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho hay, Th\u00f4ng t\u01b0 m\u1edbi s\u1ebd t\u1ea1o b\u01b0\u1edbc ph\u00e1t tri\u1ec3n cho c\u00e1c giao d\u1ecbch tr\u00ean th\u1ecb tr\u01b0\u1eddng li\u00ean ng\u00e2n h\u00e0ng, \u0111\u00e1p \u1ee9ng k\u1ecbp y\u00eau c\u1ea7u ph\u00e1t tri\u1ec3n c\u1ee7a th\u1ecb tr\u01b0\u1eddng tr\u00ean c\u01a1 s\u1edf c\u00f4ng khai, minh b\u1ea1ch, hi\u1ec7u qu\u1ea3, an to\u00e0n trong ho\u1ea1t \u0111\u1ed9ng v\u00e0 tu\u00e2n th\u1ee7 \u0111\u00fang quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.\/.


<\/FONT>                                                                                   Theo Vietnam+
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Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eeba ban h\u00e0nh Th\u00f4ng t\u01b0 s\u1ed1 21\/2012\/TT-NHNN quy \u0111\u1ecbnh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng cho vay, \u0111i vay; mua b\u00e1n c\u00f3 k\u1ef3 h\u1ea1n gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 gi\u1eefa c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, chi nh\u00e1nh ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i.Theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, Th\u00f4ng t\u01b0 n\u00e0y quy \u0111\u1ecbnh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng […]<\/p>\n","protected":false},"author":2,"featured_media":19669,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[63],"tags":[],"_links":{"self":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/19673"}],"collection":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19673"}],"version-history":[{"count":0,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/19673\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/media\/19669"}],"wp:attachment":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19673"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19673"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19673"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}