{"id":19511,"date":"2012-03-23T09:46:32","date_gmt":"2012-03-23T09:46:32","guid":{"rendered":""},"modified":"2012-03-23T09:46:32","modified_gmt":"2012-03-23T09:46:32","slug":"ngan-hang-quoc-doanh-duoc-yeu-cau-giam-lai-suat","status":"publish","type":"post","link":"https:\/\/dntieubieuna.vn\/?p=19511","title":{"rendered":"Ng\u00e2n h\u00e0ng qu\u1ed1c doanh \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u gi\u1ea3m l\u00e3i su\u1ea5t"},"content":{"rendered":"

Ng\u00e0y 22\/3, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh v\u0103n b\u1ea3n s\u1ed1 1656\/NHNN-TCKT, y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i nh\u00e0 n\u01b0\u1edbc v\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n do Nh\u00e0 n\u01b0\u1edbc s\u1edf h\u1eefu tr\u00ean 50% v\u1ed1n \u0111i\u1ec1u l\u1ec7 (bao g\u1ed3m: Agribank, VietinBank, Vietcombank, BIDV v\u00e0 MHB) ti\u1ebft gi\u1ea3m chi ph\u00ed, h\u1ea1 l\u00e3i su\u1ea5t cho vay v\u00e0 n\u00e2ng cao hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng kinh doanh.

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          T\u1ea1i h\u1ed9i ngh\u1ecb qu\u00e1n tri\u1ec7t nhi\u1ec7m v\u1ee5 tr\u1ecdng t\u00e2m c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc 
      trong n\u0103m 2012, c\u01a1 quan n\u00e0y cho bi\u1ebft c\u00f3 th\u1ec3 xem x\u00e9t \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh ch\u1ec9 ti\u00eau
t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng s\u1edbm h\u01a1n d\u1ef1 t\u00ednh l\u00e0 sau 6 th\u00e1ng th\u1ef1c hi\u1ec7n.<\/SPAN>
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Th\u1ed1ng \u0111\u1ed1c y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng tr\u00ean ph\u1ea3i r\u00e0 so\u00e1t c\u00e1c \u0111\u1ecbnh m\u1ee9c, ch\u1ec9 ti\u00eau; c\u1ea3i ti\u1ebfn c\u01a1 ch\u1ebf qu\u1ea3n tr\u1ecb, ki\u1ec3m so\u00e1t ch\u1eb7t ch\u1ebd vi\u1ec7c s\u1eed d\u1ee5ng t\u00e0i s\u1ea3n. Tr\u00ean c\u01a1 s\u1edf \u0111\u00f3, c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i x\u00e1c \u0111\u1ecbnh c\u00e1c bi\u1ec7n ph\u00e1p, m\u1ee9c ti\u1ebft gi\u1ea3m chi ph\u00ed \u0111\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau ti\u1ebft gi\u1ea3m t\u1eeb 5% \u0111\u1ebfn 10% chi ph\u00ed, h\u1ea1 l\u00e3i su\u1ea5t cho vay, n\u00e2ng cao hi\u1ec7u qu\u1ea3 trong ho\u1ea1t \u0111\u1ed9ng kinh doanh c\u1ee7a t\u1eebng \u0111\u01a1n v\u1ecb c\u0169ng nh\u01b0 to\u00e0n h\u1ec7 th\u1ed1ng.

\u0110\u1ed3ng th\u1eddi, c\u00e1c ng\u00e2n h\u00e0ng tr\u00ean c\u1ea7n th\u1ef1c hi\u1ec7n c\u00f3 hi\u1ec7u qu\u1ea3 vi\u1ec7c tuy\u00ean truy\u1ec1n v\u00e0 ph\u00e1t \u0111\u1ed9ng phong tr\u00e0o thi \u0111ua n\u00e2ng cao hi\u1ec7u qu\u1ea3, n\u0103ng su\u1ea5t lao \u0111\u1ed9ng, ti\u1ebft ki\u1ec7m chi ph\u00ed, h\u1ea1 l\u00e3i su\u1ea5t cho vay \u0111\u1ebfn to\u00e0n th\u1ec3 c\u00e1n b\u1ed9, c\u00f4ng nh\u00e2n vi\u00ean trong h\u1ec7 th\u1ed1ng c\u1ee7a m\u00ecnh v\u00e0 coi \u0111\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng nhi\u1ec7m v\u1ee5 tr\u1ecdng t\u00e2m trong \u0111i\u1ec1u h\u00e0nh ho\u1ea1t \u0111\u1ed9ng kinh doanh ng\u00e2n h\u00e0ng n\u0103m 2012; c\u0169ng nh\u01b0 tri\u1ec3n khai th\u1ef1c hi\u1ec7n k\u1ebf ho\u1ea1ch kinh doanh n\u0103m 2012 ph\u00f9 h\u1ee3p v\u1edbi \u0111\u1ecbnh h\u01b0\u1edbng v\u00e0 c\u00e1c gi\u1ea3i ph\u00e1p \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7, ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng c\u1ee7a Ch\u00ednh ph\u1ee7 v\u00e0 Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc.

C\u00f9ng ng\u00e0y, t\u1ea1i h\u1ed9i ngh\u1ecb qu\u00e1n tri\u1ec7t nhi\u1ec7m v\u1ee5 tr\u1ecdng t\u00e2m c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc trong n\u0103m 2012, c\u01a1 quan n\u00e0y cho bi\u1ebft c\u00f3 th\u1ec3 xem x\u00e9t \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh ch\u1ec9 ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng s\u1edbm h\u01a1n d\u1ef1 t\u00ednh l\u00e0 sau 6 th\u00e1ng th\u1ef1c hi\u1ec7n.<\/SPAN>

C\u1ee5 th\u1ec3, t\u1ea1i h\u1ed9i ngh\u1ecb, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc x\u00e1c \u0111\u1ecbnh 5 nh\u00f3m gi\u1ea3i ph\u00e1p \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng trong th\u1eddi gian t\u1edbi c\u1ea7n t\u1eadp trung th\u1ef1c hi\u1ec7n.

Trong \u0111\u00f3, \u1edf nh\u00f3m gi\u1ea3i ph\u00e1p th\u1ee9 nh\u1ea5t, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc cho bi\u1ebft s\u1ebd theo d\u00f5i s\u00e1t t\u00ecnh h\u00ecnh ho\u1ea1t \u0111\u1ed9ng v\u00e0 th\u1ef1c hi\u1ec7n ch\u1ec9 ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng c\u1ee7a t\u1eebng t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, di\u1ec5n bi\u1ebfn c\u00e1c ch\u1ec9 ti\u00eau ti\u1ec1n t\u1ec7, t\u00edn d\u1ee5ng c\u1ee7a to\u00e0n h\u1ec7 th\u1ed1ng c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ec3 sau 6 th\u00e1ng ho\u1eb7c s\u1edbm h\u01a1n xem x\u00e9t \u0111i\u1ec1u ch\u1ec9nh ch\u1ec9 ti\u00eau t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cho ph\u00f9 h\u1ee3p, \u0111\u1ea3m b\u1ea3o \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau ki\u1ec3m so\u00e1t t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng to\u00e0n h\u1ec7 th\u1ed1ng n\u0103m 2012 \u1edf m\u1ee9c 15-17%, t\u1ed5ng ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n t\u0103ng kho\u1ea3ng 14-16%.

Th\u1ee9 hai, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd t\u1ed5 ch\u1ee9c h\u1ecdp v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ec3 ch\u1ec9 \u0111\u1ea1o v\u00e0 tri\u1ec3n khai c\u00e1c gi\u1ea3i ph\u00e1p nh\u1eb1m t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111i \u0111\u00f4i v\u1edbi n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng.

Th\u1ee9 ba, theo d\u00f5i s\u00e1t di\u1ec5n bi\u1ebfn l\u00e3i su\u1ea5t huy \u0111\u1ed9ng v\u00e0 cho vay c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ec3 c\u00f3 bi\u1ec7n ph\u00e1p x\u1eed l\u00fd; \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch l\u00e3i su\u1ea5t linh ho\u1ea1t ph\u00f9 h\u1ee3p v\u1edbi di\u1ec5n bi\u1ebfn kinh t\u1ebf v\u0129 m\u00f4 v\u00e0 \u0111i\u1ec1u ki\u1ec7n th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7.

Th\u1ee9 t\u01b0, t\u0103ng c\u01b0\u1eddng gi\u00e1m s\u00e1t vi\u1ec7c ch\u1ea5p h\u00e0nh quy \u0111\u1ecbnh tr\u1ea7n l\u00e3i su\u1ea5t b\u1eb1ng VND v\u00e0 USD c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng v\u00e0 k\u1ecbp th\u1eddi x\u1eed l\u00fd nh\u1eefng tr\u01b0\u1eddng h\u1ee3p vi ph\u1ea1m.

Th\u1ee9 n\u0103m, ti\u1ebfp t\u1ee5c tri\u1ec3n khai quy\u1ebft li\u1ec7t, c\u00f3 hi\u1ec7u qu\u1ea3 c\u00e1c gi\u1ea3i ph\u00e1p t\u1ea1i Ch\u1ec9 th\u1ecb 01, \u0111\u1eb7c bi\u1ec7t kh\u1ea9n tr\u01b0\u01a1ng ban h\u00e0nh c\u00e1c v\u0103n b\u1ea3n ph\u00e1p lu\u1eadt theo ch\u01b0\u01a1ng tr\u00ecnh h\u00e0nh \u0111\u1ed9ng ban h\u00e0nh k\u00e8m theo Ch\u1ec9 th\u1ecb 01, \u0111\u1ea3m b\u1ea3o \u0111\u00fang ti\u1ebfn \u0111\u1ed9, t\u1ea1o h\u00e0nh lang ph\u00e1p l\u00fd \u0111\u1ed3ng b\u1ed9 cho vi\u1ec7c \u0111i\u1ec1u h\u00e0nh ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0 ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng hi\u1ec7u qu\u1ea3.

<\/FONT>                                                                           Theo VnEconomy
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Ng\u00e0y 22\/3, Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ban h\u00e0nh v\u0103n b\u1ea3n s\u1ed1 1656\/NHNN-TCKT, y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i nh\u00e0 n\u01b0\u1edbc v\u00e0 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n do Nh\u00e0 n\u01b0\u1edbc s\u1edf h\u1eefu tr\u00ean 50% v\u1ed1n \u0111i\u1ec1u l\u1ec7 (bao g\u1ed3m: Agribank, VietinBank, Vietcombank, BIDV v\u00e0 MHB) ti\u1ebft gi\u1ea3m chi ph\u00ed, h\u1ea1 l\u00e3i […]<\/p>\n","protected":false},"author":2,"featured_media":19504,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[65],"tags":[],"_links":{"self":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/19511"}],"collection":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19511"}],"version-history":[{"count":0,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/19511\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/media\/19504"}],"wp:attachment":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19511"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19511"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19511"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}