{"id":19411,"date":"2012-02-24T10:06:02","date_gmt":"2012-02-24T10:06:02","guid":{"rendered":""},"modified":"2012-02-24T10:06:02","modified_gmt":"2012-02-24T10:06:02","slug":"cac-ngan-hang-dong-loat-giam-lai-suat-cho-vay","status":"publish","type":"post","link":"https:\/\/dntieubieuna.vn\/?p=19411","title":{"rendered":"C\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ed3ng lo\u1ea1t gi\u1ea3m l\u00e3i su\u1ea5t cho vay"},"content":{"rendered":"

\u0110i \u0111\u1ea7u trong vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t cho vay VND l\u00e0 nh\u1eefng ng\u00e2n h\u00e0ng l\u1edbn, nh\u01b0 VietinBank, Vietcombank, BIDV v\u00e0 Agribank. T\u1ea1i VietinBank, l\u00e3i su\u1ea5t cho vay s\u1ea3n xu\u1ea5t kinh doanh (SXKD): 16,5%\/n\u0103m (v\u1edbi VND), 6%\/n\u0103m (USD); cho vay ti\u00eau d\u00f9ng: 17%\/n\u0103m (VND), 6%\/n\u0103m (USD); cho vay c\u00e1c DN xu\u1ea5t kh\u1ea9u: 15,8%\/n\u0103m (VND), 5,2%\/ n\u0103m (USD).

<\/A>
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\u0110\u1eb7c bi\u1ec7t, v\u1edbi c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c khuy\u1ebfn kh\u00edch nh\u01b0 cho vay n\u00f4ng nghi\u1ec7p n\u00f4ng th\u00f4n v\u00e0 c\u00f4ng nghi\u1ec7p h\u1ed7 tr\u1ee3, VietinBank \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t 16%\/n\u0103m; DN v\u1eeba v\u00e0 nh\u1ecf: 16,5%\/n\u0103m; ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf: 15,5%\/n\u0103m. Vietcombank \u0111\u1ec3 m\u1ee9c l\u00e3i su\u1ea5t cho vay t\u1ed1i thi\u1ec3u ch\u1ec9 c\u00f2n 14,5%\/n\u0103m d\u00e0nh cho kh\u00e1ch h\u00e0ng xu\u1ea5t kh\u1ea9u thanh to\u00e1n qua Vietcombank. L\u00e3i su\u1ea5t cho vay c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng thu\u1ed9c l\u0129nh v\u1ef1c c\u00f4ng nghi\u1ec7p ph\u1ee5 tr\u1ee3, v\u1ed1n l\u01b0u \u0111\u1ed9ng cho DN nh\u1ecf v\u00e0 v\u1eeba, s\u1ea3n xu\u1ea5t, xu\u1ea5t kh\u1ea9u, n\u00f4ng nghi\u1ec7p n\u00f4ng th\u00f4n: 15%\/n\u0103m. T\u1ea1i BIDV, l\u00e3i su\u1ea5t c\u0169ng c\u00f3 m\u1ee9c gi\u1ea3m 1-2%\/n\u0103m so v\u1edbi bi\u1ec3u l\u00e3i su\u1ea5t c\u0169, nh\u01b0ng ch\u1ee7 y\u1ebfu d\u00e0nh cho c\u00e1c DN xu\u1ea5t kh\u1ea9u, n\u00f4ng nghi\u1ec7p, n\u00f4ng th\u00f4n, DN v\u1eeba v\u00e0 nh\u1ecf. M\u1edbi \u0111\u00e2y nh\u1ea5t, t\u1eeb ng\u00e0y 22-2, Agribank c\u0169ng gi\u1ea3m l\u00e3i su\u1ea5t cho vay, v\u1edbi m\u1ee9c gi\u1ea3m b\u00ecnh qu\u00e2n 1-1,5%\/n\u0103m…

Kh\u00f4ng ch\u1ec9 c\u00f3 c\u00e1c ng\u00e2n h\u00e0ng qu\u1ed1c doanh, d\u1eabn \u0111\u1ea7u trong nh\u00f3m ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n l\u00e0 Ng\u00e2n h\u00e0ng TMCP \u00c1 Ch\u00e2u (ACB), v\u1edbi vi\u1ec7c tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh “T\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t d\u00e0nh cho DN xu\u1ea5t nh\u1eadp kh\u1ea9u”. T\u1ed5ng ngu\u1ed3n v\u1ed1n \u0111\u01b0\u1ee3c ACB d\u00e0nh \u0111\u1ec3 \u01b0u \u0111\u00e3i l\u00e3i su\u1ea5t l\u00e0 100 tri\u1ec7u USD cho vay c\u00e1c ng\u00e0nh nh\u01b0 g\u1ea1o, th\u1ee7y s\u1ea3n, \u0111i\u1ec1u, x\u0103ng d\u1ea7u, nh\u1ef1a, s\u1eaft th\u00e9p\u2026

Theo \u00f4ng Nguy\u1ec5n Ng\u1ecdc B\u1ea3o, Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng th\u00e0nh vi\u00ean c\u1ee7a Agribank, vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t cho vay l\u00e0 s\u1ef1 chia s\u1ebb l\u1ee3i \u00edch t\u00e0i ch\u00ednh c\u1ee7a Agribank v\u1edbi kh\u00e1ch h\u00e0ng m\u00e0 ch\u1ee7 y\u1ebfu l\u00e0 c\u00e1c h\u1ed9 s\u1ea3n xu\u1ea5t, DN \u1edf \u0111\u1ecba b\u00e0n n\u00f4ng nghi\u1ec7p, n\u00f4ng th\u00f4n, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n cho c\u00e1c \u0111\u01a1n v\u1ecb n\u00e0y ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n vay. \u0110\u1ec3 th\u1ef1c hi\u1ec7n cho vay c\u00f3 hi\u1ec7u qu\u1ea3, Agribank \u0111\u00e3 x\u00e2y d\u1ef1ng c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh cho vay r\u1ea5t c\u1ee5 th\u1ec3 theo t\u1eebng ch\u01b0\u01a1ng tr\u00ecnh SXKD c\u1ee7a t\u1eebng l\u0129nh v\u1ef1c, c\u00e2y con, v\u00f9ng chuy\u00ean canh l\u1edbn. C\u1ee5 th\u1ec3, cho vay h\u1ed9 n\u00f4ng d\u00e2n 10.000 t\u1ef7 \u0111\u1ed3ng, ng\u00e0nh l\u01b0\u01a1ng th\u1ef1c 20.950 t\u1ef7 \u0111\u1ed3ng, th\u1ee7y s\u1ea3n 12.100 t\u1ef7, c\u00e0 ph\u00ea 3.800 t\u1ef7 \u0111\u1ed3ng, cao su 2.300 t\u1ef7 \u0111\u1ed3ng, ch\u0103n nu\u00f4i gia s\u00fac, gia c\u1ea7m 13.300 t\u1ef7 \u0111\u1ed3ng\u2026 T\u1ed5ng s\u1ed1 v\u1ed1n cho vay t\u0103ng th\u00eam trong n\u0103m 2012 c\u1ee7a Agribank d\u1ef1 ki\u1ebfn \u0111\u1ea1t kho\u1ea3ng 54.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 17% so v\u1edbi n\u0103m 2011; t\u1ed5ng d\u01b0 n\u1ee3 cho vay t\u0103ng tr\u01b0\u1edfng 10%. Hi\u1ec7n nay 4 ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t l\u00e0 Agribank, BIDV, VietinBank, Vietcombank, chi\u1ebfm 55-60% th\u1ecb ph\u1ea7n tr\u00ean to\u00e0n h\u1ec7 th\u1ed1ng \u0111\u00e3 gi\u1ea3m l\u00e3i su\u1ea5t cho vay, c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c c\u0169ng s\u1ebd ph\u1ea3i t\u00ednh \u0111\u1ebfn vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t \u0111\u1ec3 gi\u1eef kh\u00e1ch h\u00e0ng.

V\u1edbi \u0111\u1ed9ng th\u00e1i gi\u1ea3m l\u00e3i su\u1ea5t cho vay t\u1eeb ph\u00eda c\u00e1c ng\u00e2n h\u00e0ng, DN s\u1ebd kh\u00f4ng c\u00f2n ph\u1ea3i \u0111au \u0111\u1ea7u v\u1edbi l\u00e3i su\u1ea5t 20%\/n\u0103m, th\u1eadm ch\u00ed 22-23%\/n\u0103m, t\u1eeb \u0111\u00f3 c\u00f3 th\u00eam ngu\u1ed3n v\u1ed1n \u0111\u1ec3 ph\u1ee5c v\u1ee5 SXKD, g\u00f3p ph\u1ea7n th\u1ef1c hi\u1ec7n m\u1ee5c ti\u00eau ki\u1ec1m ch\u1ebf l\u1ea1m ph\u00e1t, gi\u1eef \u1ed5n \u0111\u1ecbnh kinh t\u1ebf v\u0129 m\u00f4.<\/FONT><\/DIV><\/DIV>

                                                                                 Theo Hanoimoi<\/FONT><\/EM><\/STRONG><\/DIV><\/p>\n","protected":false},"excerpt":{"rendered":"

\u0110i \u0111\u1ea7u trong vi\u1ec7c gi\u1ea3m l\u00e3i su\u1ea5t cho vay VND l\u00e0 nh\u1eefng ng\u00e2n h\u00e0ng l\u1edbn, nh\u01b0 VietinBank, Vietcombank, BIDV v\u00e0 Agribank. T\u1ea1i VietinBank, l\u00e3i su\u1ea5t cho vay s\u1ea3n xu\u1ea5t kinh doanh (SXKD): 16,5%\/n\u0103m (v\u1edbi VND), 6%\/n\u0103m (USD); cho vay ti\u00eau d\u00f9ng: 17%\/n\u0103m (VND), 6%\/n\u0103m (USD); cho vay c\u00e1c DN xu\u1ea5t kh\u1ea9u: 15,8%\/n\u0103m (VND), 5,2%\/ n\u0103m […]<\/p>\n","protected":false},"author":2,"featured_media":19407,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[63],"tags":[],"_links":{"self":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/19411"}],"collection":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19411"}],"version-history":[{"count":0,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/19411\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/media\/19407"}],"wp:attachment":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19411"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19411"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19411"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}