{"id":19088,"date":"2011-10-12T17:07:16","date_gmt":"2011-10-12T17:07:16","guid":{"rendered":""},"modified":"2011-10-12T17:07:16","modified_gmt":"2011-10-12T17:07:16","slug":"16-ngan-hang-cam-ket-khong-lach-tran-lai-suat-ngan-han","status":"publish","type":"post","link":"https:\/\/dntieubieuna.vn\/?p=19088","title":{"rendered":"16 ng\u00e2n h\u00e0ng cam k\u1ebft kh\u00f4ng l\u00e1ch tr\u1ea7n l\u00e3i su\u1ea5t ng\u1eafn h\u1ea1n"},"content":{"rendered":"

S\u00e1ng nay, trong cu\u1ed9c h\u1ecdp do Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng t\u1ed5 ch\u1ee9c t\u1ea1i H\u00e0 N\u1ed9i, l\u00e3nh \u0111\u1ea1o 16 nh\u00e0 b\u0103ng l\u1edbn \u0111\u1ed3ng lo\u1ea1t k\u00fd cam k\u1ebft kh\u00f4ng v\u01b0\u1ee3t tr\u1ea7n hai m\u1ee9c l\u00e3i su\u1ea5t 14% v\u00e0 6% c\u1ee7a NHNN.<\/STRONG>

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\u00d4ng Tr\u1ea7n Anh Tu\u1ea5n, T\u1ed5ng gi\u00e1m \u0111\u1ed1c MaritimeBank, ng\u01b0\u1eddi \u0111\u1ea7u ti\u00ean \u0111\u1eb7t b\u00fat k\u00fd b\u1ea3n cam k\u1ebft kh\u00f4ng v\u01b0\u1ee3t tr\u1ea7n l\u00e3i su\u1ea5t \u0111\u01b0a \u00fd ki\u1ebfn, ngo\u00e0i nghi\u00eam t\u00fac \u00e1p d\u1ee5ng tr\u1ea7n l\u00e3i su\u1ea5t \u0111\u00fang nh\u01b0 quy \u0111\u1ecbnh, c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i c\u00f3 s\u1ef1 gi\u00e1m s\u00e1t ch\u00e9o l\u1eabn nhau. Vi\u1ec7c n\u00e0y nh\u1eb1m tr\u00e1nh t\u00ecnh tr\u1ea1ng ch\u1ed7 th\u1ef1c hi\u1ec7n, ch\u1ed7 kh\u00f4ng th\u1ef1c hi\u1ec7n khi\u1ebfn cho h\u1ec7 th\u1ed1ng thi\u1ebfu minh b\u1ea1ch.<\/FONT><\/P>

\u0110\u1ed3ng quan \u0111i\u1ec3m, \u00f4ng Nguy\u1ec5n \u0110\u1ee9c Vinh, T\u1ed5ng gi\u00e1m \u0111\u1ed1c Techcombank c\u0169ng l\u01b0u \u00fd, \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 l\u1ea7n \u0111\u1ea7u ti\u00ean c\u00e1c ng\u00e2n h\u00e0ng c\u00f3 \u0111\u1ed3ng thu\u1eadn v\u1ec1 tr\u1ea7n l\u00e3i su\u1ea5t. Tr\u01b0\u1edbc \u0111\u00f3, \u0111\u00e3 c\u00f3 m\u1ed9t \u0111\u1ed3ng thu\u1eadn v\u1ec1 m\u1ee9c 14% m\u1ed9t n\u0103m, song m\u1ed9t s\u1ed1 \u0111\u01a1n v\u1ecb v\u1eabn c\u1ed1 t\u00ecnh ph\u00e1 lu\u1eadt, khi\u1ebfn cho th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u1ed5n. Nguy\u00ean nh\u00e2n ph\u1ea7n l\u1edbn t\u1eeb ph\u00eda \u0111\u01a1n v\u1ecb c\u1ed1 t\u00ecnh vi ph\u1ea1m, nh\u01b0ng c\u0169ng m\u1ed9t ph\u1ea7n do c\u01a1 quan qu\u1ea3n l\u00fd l\u1ecfng.<\/FONT><\/P>

\u201cL\u1ea7n n\u00e0y l\u00e0 l\u1ea7n \u0111\u1ec3 th\u1ec3 hi\u1ec7n quy\u1ebft t\u00e2m. Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 ra quy \u0111\u1ecbnh th\u00ec c\u00e1c \u0111\u01a1n v\u1ecb c\u1ee9 th\u1ebf m\u00e0 l\u00e0m. L\u00e3nh \u0111\u1ea1o c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n ng\u1ed3i v\u1edbi nhau, th\u1ed1ng nh\u1ea5t quan \u0111i\u1ec3m, d\u01b0\u1edbi kh\u00f4ng th\u1ec3 l\u00e0m sai n\u1ebfu nh\u01b0 b\u1ea3n th\u00e2n l\u00e3nh \u0111\u1ea1o ki\u00ean quy\u1ebft th\u1ef1c hi\u1ec7n\u201d, T\u1ed5ng gi\u00e1m \u0111\u1ed1c Techcombank chia s\u1ebb.<\/FONT><\/P>

\u0110\u1ea1i di\u1ec7n OceanBank c\u0169ng b\u00e0y t\u1ecf, l\u1ea7n n\u00e0y, n\u1ebfu c\u00e1c \u0111\u01a1n v\u1ecb \u0111\u1ec1u \u0111\u1ed3ng thu\u1eadn v\u00e0 th\u1ef1c hi\u1ec7n l\u1eddi h\u1ee9a c\u1ee7a m\u00ecnh, ch\u1eafc ch\u1eafn th\u1ecb tr\u01b0\u1eddng s\u1ebd \u1ed5n \u0111\u1ecbnh tr\u1edf l\u1ea1i. Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu l\u1ea7n cam k\u1ebft n\u00e0y kh\u00f4ng th\u00e0nh c\u00f4ng, ni\u1ec1m tin c\u1ee7a ng\u00e2n h\u00e0ng c\u0169ng nh\u01b0 ng\u01b0\u1eddi d\u00e2n s\u1ebd s\u1ee5t gi\u1ea3m v\u00e0 kh\u00f3 c\u00f3 th\u1ec3 c\u00f3 l\u1ea7n n\u00e0o ng\u1ed3i l\u1ea1i \u0111\u1ec3 ti\u1ebfn h\u00e0nh \u0111\u1ed3ng thu\u1eadn l\u00e3i su\u1ea5t gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng.<\/FONT><\/P>

C\u00f2n theo quan \u0111i\u1ec3m c\u1ee7a \u0111\u1ea1i di\u1ec7n ng\u00e2n h\u00e0ng Qu\u00e2n \u0111\u1ed9i, ngo\u00e0i th\u1ef1c thi nghi\u00eam l\u00e3i su\u1ea5t tr\u1ea7n quy \u0111\u1ecbnh, c\u1ea7n nghi\u00ean c\u1ee9u th\u00eam m\u1ee9c 14% hi\u1ec7n nay \u0111\u00e3 \u0111\u1ee7 h\u1ea5p d\u1eabn \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng hay ch\u01b0a. B\u00e0 n\u00e0y c\u0169ng \u0111\u1ec1 ngh\u1ecb c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, trong qu\u00e1 tr\u00ecnh gi\u00e1m s\u00e1t nhau c\u1ea7n \u0111\u01b0a th\u00f4ng tin l\u00ean Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng m\u1ed9t c\u00e1ch c\u00f3 tr\u00e1ch nhi\u1ec7m, tr\u00e1nh \u0111\u01b0a tin \u0111\u1ed3n thi\u1ebfu c\u0103n c\u1ee9. V\u00ec th\u1ef1c t\u1ebf, d\u00f2ng ti\u1ec1n chuy\u1ec3n d\u1ecbch t\u1eeb n\u01a1i n\u00e0y sang n\u01a1i kh\u00e1c xu\u1ea5t ph\u00e1t t\u1eeb nhi\u1ec1u nguy\u00ean nh\u00e2n, ch\u1ee9 kh\u00f4ng \u0111\u01a1n thu\u1ea7n ch\u1ec9 l\u00e0 v\u00ec c\u00f3 s\u1ef1 c\u00e2u k\u00e9o, u\u1ea9n kh\u00fac trong \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t, \u0111\u1ea1i di\u1ec7n n\u00e0y cho bi\u1ebft.<\/FONT><\/P>

C\u0169ng trong cu\u1ed9c \u0111\u1ed3ng thu\u1eadn n\u00e0y, nhi\u1ec1u \u00fd ki\u1ebfn cho r\u1eb1ng, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eabn n\u00ean xem x\u00e9t \u00e1p kh\u00f4ng \u00e1p d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p h\u00e0nh ch\u00ednh qu\u00e1 l\u00e2u d\u00e0i. Ch\u1ec9 n\u00ean coi \u0111\u00e2y l\u00e0 gi\u1ea3i ph\u00e1p t\u00ecnh th\u1ebf, \u0111\u1ebfn khi th\u1ecb tr\u01b0\u1eddng \u1ed5n \u0111\u1ecbnh l\u1ea1i, n\u00ean g\u1ee1 b\u1ecf quy \u0111\u1ecbnh h\u00e0nh ch\u00ednh.<\/FONT><\/P>

B\u00e0 D\u01b0\u01a1ng Thu H\u01b0\u01a1ng, T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng Vi\u1ec7t Nam cho bi\u1ebft, t\u1eeb \u0111\u1ea7u th\u00e1ng 10 \u0111\u1ebfn nay, v\u1ec1 c\u01a1 b\u1ea3n, k\u1ef7 c\u01b0\u01a1ng tr\u00ean th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 \u0111\u01b0\u1ee3c l\u1eadp l\u1ea1i. D\u00f9 t\u1ea1i m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng c\u00f3 x\u1ea3y ra t\u00ecnh tr\u1ea1ng v\u1ed1n gi\u1ea3m, song k\u1ebft qu\u1ea3 l\u00e2u d\u00e0i s\u1ebd gi\u00fap cho ti\u1ec1n g\u1eedi kh\u00f4ng \u0111\u00fang th\u1ef1c ch\u1ea5t th\u00e0nh th\u1ef1c ch\u1ea5t, th\u1ecb tr\u01b0\u1eddng minh b\u1ea1ch, r\u00f5 r\u00e0ng h\u01a1n. T\u0103ng tr\u01b0\u1edfng huy \u0111\u1ed9ng v\u1ed1n to\u00e0n ng\u00e0nh \u0111\u1ebfn 12\/9 \u0111\u1ea1t 10,72% v\u00e0 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111\u1ea1t 8,63%. \u0110\u00e2y l\u00e0 t\u00edn hi\u1ec7u m\u1eebng \u0111\u1ed1i v\u1edbi th\u1ecb tr\u01b0\u1eddng, T\u1ed5ng th\u01b0 k\u00fd hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng cho bi\u1ebft.<\/FONT><\/P>

Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng c\u0169ng k\u00eau g\u1ecdi c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng tu\u00e2n th\u1ee7 nghi\u00eam tr\u1ea7n l\u00e3i su\u1ea5t quy \u0111\u1ecbnh \u0111\u1ed1i v\u1edbi t\u1eebng chi nh\u00e1nh \u0111\u1ed3ng th\u1eddi gi\u00e1o d\u1ee5c \u00fd th\u1ee9c ch\u1ea5p h\u00e0nh \u0111\u1ebfn t\u1eebng nh\u00e2n vi\u00ean, k\u1ef7 lu\u1eadt nghi\u00eam t\u00fac nh\u1eefng c\u00e1n b\u1ed9 vi ph\u1ea1m. Kho\u00e1n ch\u1ec9 ti\u00eau t\u1ea1i m\u1ed7i \u0111\u01a1n v\u1ecb c\u0169ng c\u1ea7n \u0111\u01b0\u1ee3c xem x\u00e9t, tr\u00e1nh t\u00ecnh tr\u1ea1ng c\u00e1n b\u1ed9 ch\u1ea1y theo ch\u1ec9 ti\u00eau m\u00e0 ph\u1ea3i t\u00ecm c\u00e1ch l\u00e1ch lu\u1eadt cho \u0111\u1ee7 ch\u1ec9 ti\u00eau, b\u00e0 H\u01b0\u01a1ng khuy\u1ebfn c\u00e1o. H\u00e0nh vi t\u1ef1 gi\u00e1m s\u00e1t v\u00e0 gi\u00e1m s\u00e1t ch\u00e9o l\u1eabn nhau gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng c\u0169ng \u0111\u01b0\u1ee3c \u1ee7ng h\u1ed9.<\/FONT><\/P>

\u201c\u0110\u1ebfn gi\u1edd ph\u00fat n\u00e0y, kh\u00f4ng c\u00f3 l\u00fd do g\u00ec \u0111\u1ec3 t\u1ed3n t\u1ea1i nh\u1eefng h\u00e0nh vi kh\u00f4ng l\u00e0nh m\u1ea1nh. N\u1ebfu b\u1ecb ph\u00e1t hi\u1ec7n vi ph\u1ea1m h\u00f4m 8\/9 sau khi c\u00f3 Ch\u1ec9 th\u1ecb 02 c\u00f3 th\u1ec3 ch\u1ea5p nh\u1eadn \u0111\u01b0\u1ee3c, tuy nhi\u00ean, sau m\u1ed9t th\u00e1ng m\u00e0 v\u1eabn c\u00f2n l\u00e1ch, th\u00ec l\u00e0 kh\u00f4ng th\u1ec3 ch\u1ea5p nh\u1eadn\u201d, b\u00e0 H\u01b0\u01a1ng n\u00f3i.<\/FONT><\/P>

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16 ng\u00e2n h\u00e0ng \u0111\u1ed3ng thu\u1eadn th\u1ef1c hi\u1ec7n nghi\u00eam Th\u00f4ng t\u01b0 30 g\u1ed3m: Vietcombank, VietinBank, Agribank, VDB (Ng\u00e2n h\u00e0ng Ph\u00e1t tri\u1ec3n VN), Techcombank, MaritimeBank (Ng\u00e2n h\u00e0ng H\u00e0ng h\u1ea3i), VIB (Ng\u00e2n h\u00e0ng Qu\u1ed1c t\u1ebf), VPBank (Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam Th\u1ecbnh V\u01b0\u1ee3ng), PGBank (Ng\u00e2n h\u00e0ng X\u0103ng d\u1ea7u), ng\u00e2n h\u00e0ng B\u1ea3o Vi\u1ec7t, GPBank (Ng\u00e2n h\u00e0ng D\u1ea7u kh\u00ed to\u00e0n c\u1ea7u), Ng\u00e2n h\u00e0ng Qu\u00e2n \u0111\u1ed9i, OceanBank (Ng\u00e2n h\u00e0ng \u0110\u1ea1i D\u01b0\u01a1ng), SHB (Ng\u00e2n h\u00e0ng S\u00e0i G\u00f2n- H\u00e0 N\u1ed9i), Ng\u00e2n h\u00e0ng B\u1eafc \u00c1, Ng\u00e2n h\u00e0ng Ti\u00ean Phong.<\/FONT><\/P>

Th\u00f4ng t\u01b0 30\/2011\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ban h\u00e0nh h\u00f4m 28\/9. Theo \u0111\u00f3, l\u00e3i su\u1ea5t cao nh\u1ea5t \u0111\u1ed1i v\u1edbi c\u00e1c kho\u1ea3n g\u1eedi k\u1ef3 h\u1ea1n th\u00e1ng l\u00e0 14% m\u1ed9t n\u0103m. V\u1edbi k\u1ef3 h\u1ea1n tu\u1ea7n, ng\u00e0y, l\u00e3i su\u1ea5t t\u1ed1i \u0111a \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng l\u00e0 6% m\u1ed9t n\u0103m.<\/FONT><\/P><\/TD><\/TR><\/TBODY><\/TABLE><\/DIV>

                                                                               Theo VnExpress<\/FONT><\/EM><\/STRONG><\/p>\n","protected":false},"excerpt":{"rendered":"

S\u00e1ng nay, trong cu\u1ed9c h\u1ecdp do Hi\u1ec7p h\u1ed9i ng\u00e2n h\u00e0ng t\u1ed5 ch\u1ee9c t\u1ea1i H\u00e0 N\u1ed9i, l\u00e3nh \u0111\u1ea1o 16 nh\u00e0 b\u0103ng l\u1edbn \u0111\u1ed3ng lo\u1ea1t k\u00fd cam k\u1ebft kh\u00f4ng v\u01b0\u1ee3t tr\u1ea7n hai m\u1ee9c l\u00e3i su\u1ea5t 14% v\u00e0 6% c\u1ee7a NHNN. \u00d4ng Tr\u1ea7n Anh Tu\u1ea5n, T\u1ed5ng gi\u00e1m \u0111\u1ed1c MaritimeBank, ng\u01b0\u1eddi \u0111\u1ea7u ti\u00ean \u0111\u1eb7t b\u00fat k\u00fd b\u1ea3n cam k\u1ebft […]<\/p>\n","protected":false},"author":2,"featured_media":19087,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[63],"tags":[],"_links":{"self":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/19088"}],"collection":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=19088"}],"version-history":[{"count":0,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/19088\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/media\/19087"}],"wp:attachment":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=19088"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=19088"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=19088"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}