{"id":18933,"date":"2011-08-27T10:31:39","date_gmt":"2011-08-27T10:31:39","guid":{"rendered":""},"modified":"2011-08-27T10:31:39","modified_gmt":"2011-08-27T10:31:39","slug":"su-dung-atm-tai-sao-khong","status":"publish","type":"post","link":"https:\/\/dntieubieuna.vn\/?p=18933","title":{"rendered":"S\u1eed d\u1ee5ng ATM, t\u1ea1i sao kh\u00f4ng?"},"content":{"rendered":"

Th\u1ecb tr\u01b0\u1eddng hi\u1ec7n c\u00f3 tr\u00ean 36 tri\u1ec7u th\u1ebb, 64.000 m\u00e1y POS v\u00e0 12.800 m\u00e1y ATM. K\u1ef3 v\u1ecdng c\u1ee7a Th\u1ed1ng \u0111\u1ed1c l\u00e0 \u0111\u01b0a VN v\u00e0o nh\u00f3m c\u00e1c n\u01b0\u1edbc c\u00f3 t\u1ef7 l\u1ec7 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u1edf m\u1ee9c kh\u00e1 trong khu v\u1ef1c v\u00e0 th\u1ebf gi\u1edbi.

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Theo s\u1ed1 li\u1ec7u c\u1ee7a Hi\u1ec7p h\u1ed9i Th\u1ebb Vi\u1ec7t Nam, t\u00ednh \u0111\u1ebfn ng\u00e0y 30\/6\/2011, tr\u00ean to\u00e0n th\u1ecb tr\u01b0\u1eddng th\u1ebb ng\u00e2n h\u00e0ng Vi\u1ec7t Nam, c\u00f3 tr\u00ean 36 tri\u1ec7u th\u1ebb v\u1edbi 64.000 m\u00e1y POS v\u00e0 12.800 m\u00e1y ATM<\/SPAN> \u0111\u01b0\u1ee3c tri\u1ec3n khai l\u1eafp \u0111\u1eb7t. Ph\u1ea7n l\u1edbn ch\u1ee7 c\u1ee7a 36 tri\u1ec7u th\u1ebb \u0111ang s\u1eed d\u1ee5ng t\u1eadp trung \u1edf th\u00e0nh ph\u1ed1, th\u1eadm ch\u00ed c\u00f3 nh\u1eefng ng\u01b0\u1eddi s\u1eed d\u1ee5ng t\u1edbi 3 th\u1ebb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng trong n\u01b0\u1edbc, kh\u00f4ng k\u1ec3 1 – 2 th\u1ebb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng n\u01b0\u1edbc ngo\u00e0i. Nh\u01b0 v\u1eady, v\u1edbi d\u00e2n s\u1ed1 x\u1ea5p x\u1ec9 87 tri\u1ec7u ng\u01b0\u1eddi, c\u00f2n ph\u1ea7n l\u1edbn d\u00e2n s\u1ed1 ch\u01b0a s\u1eed d\u1ee5ng th\u1ebb ng\u00e2n h\u00e0ng. <\/FONT>

Vi\u1ec7c th\u1ebb ng\u00e2n h\u00e0ng v\u1eabn ch\u01b0a \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ph\u1ed5 bi\u1ebfn, m\u1ed9t ph\u1ea7n do th\u00f3i quen d\u00f9ng ti\u1ec1n m\u1eb7t c\u1ee7a ng\u01b0\u1eddi d\u00e2n, nh\u01b0ng c\u0169ng do c\u00e1c ti\u1ec7n \u00edch \u0111i k\u00e8m th\u1ebb ch\u01b0a th\u1ef1c s\u1ef1 h\u1ea5p d\u1eabn.<\/FONT><\/P>

Agribank, Vietcombank, DongABank l\u00e0 nh\u1eefng ng\u00e2n h\u00e0ng \u0111ang d\u1eabn \u0111\u1ea7u v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng th\u1ebb ph\u00e1t h\u00e0nh v\u00e0 ATM<\/SPAN>, nh\u01b0ng r\u1ea5t nhi\u1ec1u kh\u00e1ch c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng n\u00e0y li\u00ean t\u1ee5c k\u00eau v\u1ec1 nh\u1eefng s\u1ef1 c\u1ed1 khi th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch m\u00e0 \u0111i\u1ec3n h\u00ecnh l\u00e0 l\u1ed7i h\u1ec7 th\u1ed1ng nh\u01b0 m\u00e1y ATM b\u1ecb nu\u1ed1t th\u1ebb v\u00e0 kh\u00f4ng c\u00f3 gi\u1ea5y bi\u00ean lai. Hay l\u1eddi ph\u00e0n n\u00e0n v\u1ec1 s\u1ef1 b\u1ea5t ti\u1ec7n m\u1ed7i khi kh\u00f4ng t\u00ecm \u0111\u01b0\u1ee3c ATM hay m\u00e1y h\u1ebft ti\u1ec1n ph\u1ea3i sang ATM c\u1ee7a ng\u00e2n h\u00e0ng kh\u00e1c r\u00fat ti\u1ec1n v\u00e0 b\u1ecb thu ph\u00ed\u2026<\/FONT><\/P>

M\u1ed9t l\u00e3nh \u0111\u1ea1o cao c\u1ea5p c\u1ee7a \u1ee6y ban Gi\u00e1m s\u00e1t t\u00e0i ch\u00ednh qu\u1ed1c gia nh\u1eadn \u0111\u1ecbnh, \u0111a s\u1ed1 ng\u01b0\u1eddi d\u00e2n ch\u1ec9 s\u1eed d\u1ee5ng th\u1ebb ATM \u0111\u1ec3 r\u00fat ti\u1ec1n l\u00e0 ch\u00ednh, c\u00f2n vi\u1ec7c thanh to\u00e1n \u0111i\u1ec7n t\u1eed l\u00e0 r\u1ea5t h\u1ea1n ch\u1ebf. M\u00e0 nh\u1eefng ng\u01b0\u1eddi s\u1eed d\u1ee5ng th\u1ebb ATM ph\u1ea7n nhi\u1ec1u l\u00e0 c\u00e1c vi\u00ean ch\u1ee9c nh\u00e0 n\u01b0\u1edbc v\u00e0 sinh vi\u00ean c\u00f3 kho\u1ea3n ti\u1ec1n trong t\u00e0i kho\u1ea3n r\u1ea5t \u201cc\u00f2m c\u00f5i\u201d. \u201cC\u00f3 khi v\u1eeba c\u00f3 \u00edt ti\u1ec1n ng\u00e0y h\u00f4m tr\u01b0\u1edbc l\u00e0 ng\u00e0y h\u00f4m sau r\u00fat lu\u00f4n\u201d, v\u1ecb l\u00e3nh \u0111\u1ea1o tr\u00ean n\u00f3i.<\/FONT><\/P>

Ch\u00ednh v\u00ec v\u1eady, tr\u00ean th\u1ef1c t\u1ebf, c\u00e1c ng\u00e2n h\u00e0ng thi nhau m\u1edf r\u1ed9ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb ph\u1ea7n l\u1edbn do s\u1ee3 m\u1ea5t th\u1ecb ph\u1ea7n l\u00e0 ch\u00ednh, ch\u1ee9 h\u1ea7u h\u1ebft c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u ch\u01b0a c\u00f3 l\u00e3i trong m\u1ea3ng d\u1ecbch v\u1ee5 th\u1ebb v\u00e0 ph\u00ed thu ch\u1ec9 \u0111\u1ee7 b\u00f9 \u0111\u1eafp m\u1ed9t ph\u1ea7n chi ph\u00ed. Tuy nhi\u00ean, kh\u00f4ng th\u1ec3 ph\u1ee7 nh\u1eadn, trong m\u1ed9t x\u00e3 h\u1ed9i hi\u1ec7n \u0111\u1ea1i, v\u0103n minh, vi\u1ec7c thanh to\u00e1n qua th\u1ebb l\u00e0 \u0111i\u1ec1u kh\u00f4ng th\u1ec3 thi\u1ebfu.<\/FONT><\/P>

Th\u00f4ng \u0111i\u1ec7p g\u1ea7n \u0111\u00e2y c\u1ee7a Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam Nguy\u1ec5n V\u0103n B\u00ecnh c\u0169ng \u0111\u00e3 kh\u1eb3ng \u0111\u1ecbnh, 1 trong 6 m\u1ee5c ti\u00eau d\u00e0i h\u1ea1n trong nhi\u1ec7m k\u1ef3 c\u1ee7a m\u00ecnh, \u00f4ng s\u1ebd \u0111\u1ea9y m\u1ea1nh vi\u1ec7c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. \u00d4ng B\u00ecnh ph\u00e2n t\u00edch, vi\u1ec7c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t, nhi\u1ec1u ng\u01b0\u1eddi ngh\u0129 \u0111\u01a1n gi\u1ea3n l\u00e0 chuy\u1ec7n ti\u1ec7n \u00edch, nh\u01b0ng \u0111\u00f3 ch\u1ec9 l\u00e0 m\u1ed9t ph\u1ea7n. \u0110i\u1ec1u quan tr\u1ecdng h\u01a1n l\u00e0 chi ph\u00ed qu\u00e1 nhi\u1ec1u cho vi\u1ec7c in \u1ea5n ti\u1ec1n m\u1eb7t, chi ph\u00ed in ti\u1ec1n c\u00f2n cao h\u01a1n gi\u00e1 tr\u1ecb \u0111\u1ed3ng ti\u1ec1n, r\u1ea5t l\u00e3ng ph\u00ed, \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn c\u00e1c ch\u00ednh s\u00e1ch t\u00e0i ch\u00ednh, ti\u1ec1n t\u1ec7… Cho n\u00ean, ph\u1ea3i c\u00f3 \u0111\u1ec1 \u00e1n m\u1ea1nh m\u1ebd kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t.<\/FONT><\/P>

\u201cC\u1ed1 g\u1eafng trong nhi\u1ec7m k\u1ef3 n\u00e0y, ch\u00fang ta s\u1ebd c\u00f3 m\u1ed9t b\u01b0\u1edbc ph\u00e1t tri\u1ec3n m\u1ea1nh v\u00e0 \u0111\u01b0a Vi\u1ec7t Nam v\u00e0o nh\u00f3m c\u00e1c n\u01b0\u1edbc c\u00f3 t\u1ef7 l\u1ec7 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u1edf m\u1ee9c kh\u00e1 trong khu v\u1ef1c v\u00e0 th\u1ebf gi\u1edbi<\/SPAN>\u201d, \u00f4ng B\u00ecnh n\u00f3i.<\/FONT><\/P>

Do v\u1eady, tr\u01b0\u1edbc m\u1eaft, c\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n c\u1ea9n tr\u1ecdng, kh\u00f4ng coi nh\u1eb9 v\u1edbi nh\u1eefng r\u1ee7i ro do v\u1eadn h\u00e0nh h\u1ec7 th\u1ed1ng. V\u1ec1 l\u00e2u d\u00e0i, c\u1ea7n ti\u1ebfp t\u1ee5c h\u01b0\u1edbng t\u1edbi vi\u1ec7c \u0111\u1ec3 chi\u1ebfc th\u1ebb \u0111\u01b0\u1ee3c d\u00f9ng ch\u1ee7 y\u1ebfu trong thanh to\u00e1n, ch\u1ee9 kh\u00f4ng ph\u1ea3i ch\u1ec9 r\u00fat ti\u1ec1n nh\u01b0 b\u00e2y gi\u1edd. C\u00e1c ng\u00e2n h\u00e0ng c\u1ea7n li\u00ean k\u1ebft v\u1edbi nhau \u0111\u1ec3 vi\u1ec7c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n nhanh. V\u00e0 ng\u01b0\u1eddi d\u00e2n c\u0169ng n\u00ean t\u1eebng b\u01b0\u1edbc thay \u0111\u1ed5i th\u00f3i quen s\u1eed d\u1ee5ng ti\u1ec1n m\u1eb7t, b\u1edfi ch\u1eafc ch\u1eafn, ti\u1ec1n m\u1eb7t s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c \u0111\u01b0a ra th\u1ecb tr\u01b0\u1eddng qu\u00e1 nhi\u1ec1u, qu\u00e1 d\u1ec5 d\u00e3i nh\u01b0 hi\u1ec7n nay.<\/FONT><\/P>

                                                                                       Theo \u0110TCK<\/STRONG><\/EM><\/FONT><\/SPAN><\/FONT><\/P><\/DIV><\/p>\n","protected":false},"excerpt":{"rendered":"

Th\u1ecb tr\u01b0\u1eddng hi\u1ec7n c\u00f3 tr\u00ean 36 tri\u1ec7u th\u1ebb, 64.000 m\u00e1y POS v\u00e0 12.800 m\u00e1y ATM. K\u1ef3 v\u1ecdng c\u1ee7a Th\u1ed1ng \u0111\u1ed1c l\u00e0 \u0111\u01b0a VN v\u00e0o nh\u00f3m c\u00e1c n\u01b0\u1edbc c\u00f3 t\u1ef7 l\u1ec7 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t \u1edf m\u1ee9c kh\u00e1 trong khu v\u1ef1c v\u00e0 th\u1ebf gi\u1edbi.Theo s\u1ed1 li\u1ec7u c\u1ee7a Hi\u1ec7p h\u1ed9i Th\u1ebb Vi\u1ec7t Nam, t\u00ednh \u0111\u1ebfn […]<\/p>\n","protected":false},"author":2,"featured_media":18926,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[65],"tags":[],"_links":{"self":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/18933"}],"collection":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18933"}],"version-history":[{"count":0,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/18933\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/media\/18926"}],"wp:attachment":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18933"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18933"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18933"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}