{"id":18764,"date":"2011-06-23T16:15:38","date_gmt":"2011-06-23T16:15:38","guid":{"rendered":""},"modified":"2011-06-23T16:15:38","modified_gmt":"2011-06-23T16:15:38","slug":"gia-han-chuyen-doi-ma-bin-the-den-cuoi-nam-2012","status":"publish","type":"post","link":"https:\/\/dntieubieuna.vn\/?p=18764","title":{"rendered":"Gia h\u1ea1n chuy\u1ec3n \u0111\u1ed5i m\u00e3 BIN th\u1ebb \u0111\u1ebfn cu\u1ed1i n\u0103m 2012"},"content":{"rendered":"

Thay v\u00ec ng\u00e0y 30\/6\/2011 l\u00e0 h\u1ea1n cu\u1ed1i c\u00f9ng, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i m\u00e3 BIN th\u1ebb \u0111\u01b0\u1ee3c gia h\u1ea1n \u0111\u1ebfn ng\u00e0y 31\/12\/2012.

<\/STRONG>H\u00f4m qua (22\/6), Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111\u00e3 c\u00f3 c\u00f4ng v\u0103n g\u1eedi c\u00e1c T\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb, c\u00e1c t\u1ed5 ch\u1ee9c thanh to\u00e1n th\u1ebb v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c chuy\u1ec3n m\u1ea1ch th\u1ebb v\u1ec1 th\u1eddi h\u1ea1n chuy\u1ec3n \u0111\u1ed5i m\u00e3 BIN nh\u1eb1m th\u1ef1c hi\u1ec7n t\u1ed1t m\u1ee5c ti\u00eau k\u1ebft n\u1ed1i li\u00ean th\u00f4ng h\u1ec7 th\u1ed1ng ATM v\u00e0 h\u1ec7 th\u1ed1ng POS tr\u00ean to\u00e0n qu\u1ed1c, t\u1ea1o \u0111i\u1ec1u ki\u1ec7n thu\u1eadn l\u1ee3i cho kh\u00e1ch h\u00e0ng khi s\u1eed d\u1ee5ng th\u1ebb, \u0111\u1ed3ng th\u1eddi \u0111\u1ea3m b\u1ea3o vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i m\u00e3 BIN kh\u00f4ng g\u00e2y \u00e1ch t\u1eafc, ch\u1eadm tr\u1ec5 trong giao d\u1ecbch thanh to\u00e1n th\u1ebb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng.

Theo \u0111\u00f3, Th\u1ed1ng \u0111\u1ed1c NHNN cho ph\u00e9p c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb ch\u01b0a ho\u00e0n th\u00e0nh vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i m\u00e3 BIN theo quy \u0111\u1ecbnh t\u1ea1i \u0110i\u1ec1u 9 Quy\u1ebft \u0111\u1ecbnh s\u1ed1 38\/2007 \u0111\u01b0\u1ee3c gia h\u1ea1n th\u1eddi h\u1ea1n chuy\u1ec3n \u0111\u1ed5i m\u00e3 BIN \u0111\u1ebfn ng\u00e0y 31\/12\/2012.

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NHNN khuy\u1ebfn kh\u00edch c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb ho\u00e0n th\u00e0nh vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i m\u00e3 BIN s\u1edbm h\u01a1n th\u1eddi h\u1ea1n quy \u0111\u1ecbnh. NHNN s\u1ebd coi vi\u1ec7c ho\u00e0n th\u00e0nh chuy\u1ec3n \u0111\u1ed5i m\u00e3 BIN l\u00e0 m\u1ed9t ti\u00eau ch\u00ed trong vi\u1ec7c xem x\u00e9t, \u0111\u00e1nh gi\u00e1 th\u00e0nh t\u00edch ho\u1ea1t \u0111\u1ed9ng thanh to\u00e1n \u0111\u1ed1i v\u1edbi t\u1ed5 ch\u1ee9c ph\u00e1 th\u00e0nh th\u1ebb. Qu\u00e1 th\u1eddi \u0111i\u1ec3m 31\/12\/2012, n\u1ebfu t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh ch\u01b0a ch\u1ea5m d\u1ee9t vi\u1ec7c l\u01b0u h\u00e0nh c\u00e1c th\u1ebb n\u1ed9i \u0111\u1ecba s\u1eed d\u1ee5ng m\u00e3 BIN c\u0169 th\u00ec t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb ph\u1ea3i ch\u1ecbu tr\u00e1ch nhi\u1ec7m tr\u01b0\u1edbc Th\u1ed1ng \u0111\u1ed1c v\u00e0 ch\u1ecbu ho\u00e0n to\u00e0n tr\u00e1ch nhi\u1ec7m v\u1ec1 nh\u1eefng thi\u1ec7t h\u1ea1i, r\u1ee7i ro ph\u00e1t sinh v\u1ec1 vi\u1ec7c ch\u1eadm \u0111\u1ed5i m\u00e3 BIN c\u1ee7a \u0111\u01a1n v\u1ecb m\u00ecnh g\u00e2y ra.

K\u1ec3 t\u1eeb ng\u00e0y 1\/1\/2013 tr\u1edf \u0111i, t\u1ed5 ch\u1ee9c chuy\u1ec3n m\u1ea1ch th\u1ebb, c\u00e1c t\u1ed5 ch\u1ee9c thanh to\u00e1n th\u1ebb kh\u00f4ng \u0111\u01b0\u1ee3c ti\u1ebfp nh\u1eadn v\u00e0 thanh to\u00e1n \u0111\u1ed1i v\u1edbi c\u00e1c th\u1ebb n\u1ed9i \u0111\u1ecba c\u00f2n s\u1eed d\u1ee5ng BIN c\u0169.

Theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 38\/2007\/Q\u0110-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, c\u00e1c ng\u00e2n h\u00e0ng \u0111ang s\u1eed d\u1ee5ng ATM c\u00f3 m\u00e3 BIN c\u0169 ph\u1ea3i \u0111\u1ed5i l\u1ea1i m\u00e3 BIN m\u1edbi, nh\u1eb1m th\u1ed1ng nh\u1ea5t \u0111\u1ea7u m\u1ed1i qu\u1ea3n l\u00fd nh\u00e0 n\u01b0\u1edbc \u0111\u1ed1i v\u1edbi ho\u1ea1t \u0111\u1ed9ng ph\u00e1t h\u00e0nh th\u1ebb v\u00e0 \u1ee9ng d\u1ee5ng c\u00e1c h\u1ec7 th\u1ed1ng quy chu\u1ea9n cho d\u1ecbch v\u1ee5 th\u1ebb c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng. V\u1edbi quy\u1ebft \u0111\u1ecbnh n\u00e0y, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u01b0\u1ee3c xem l\u00e0 \u0111\u1ea7u m\u1ed1i c\u1ea5p BIN cho t\u1eebng ng\u00e2n h\u00e0ng, \u0111\u1ea3m b\u1ea3o tr\u00e1nh tr\u00f9ng l\u1eabn. M\u00e3 BIN m\u1edbi c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng g\u1ed3m 6 ch\u1eef s\u1ed1, b\u1eaft \u0111\u1ea7u b\u1eb1ng 9704, hai s\u1ed1 cu\u1ed1i s\u1ebd l\u1ea7n l\u01b0\u1ee3t c\u1ea5p cho t\u1eebng \u0111\u01a1n v\u1ecb. C\u0169ng theo quy \u0111\u1ecbnh n\u00e0y, ch\u1eadm nh\u1ea5t \u0111\u1ebfn 30\/6\/2011, t\u1ea5t c\u1ea3 t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb s\u1eed d\u1ee5ng m\u00e3 BIN c\u0169 ph\u1ea3i th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p s\u1eeda \u0111\u1ed5i m\u00e3 BIN theo quy \u0111\u1ecbnh. 

Tuy nhi\u00ean, v\u1eeba qua, nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u00e3 tr\u00ecnh \u00fd ki\u1ebfn l\u00ean NHNN \u0111\u1ec1 ngh\u1ecb cho th\u00eam th\u1eddi gian chuy\u1ec3n \u0111\u1ed5i m\u00e3 BIN cho h\u1ec7 th\u1ed1ng th\u1ebb ATM b\u1edfi kh\u00f4ng k\u1ecbp th\u00f4ng b\u00e1o v\u00e0 chuy\u1ec3n \u0111\u1ed5i cho h\u00e0ng tri\u1ec7u kh\u00e1ch h\u00e0ng c\u1ee7a m\u00ecnh.

\u01af\u1edbc  t\u00ednh, to\u00e0n th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam c\u00f3 h\u01a1n 17 tri\u1ec7u th\u1ebb.<\/FONT><\/P>

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M\u00e3 BIN (Bank Identification Number) l\u00e0 m\u1ed9t d\u00e3y s\u1ed1 c\u00f3 6 ch\u1eef s\u1ed1 theo chu\u1ea9n ISO\/IEC 7812-1:2006(E) c\u1ee7a T\u1ed5 ch\u1ee9c Ti\u00eau chu\u1ea9n Qu\u1ed1c t\u1ebf v\u00e0 T\u1ed5 ch\u1ee9c K\u1ef9 thu\u1eadt \u0111i\u1ec7n Qu\u1ed1c t\u1ebf ban h\u00e0nh n\u0103m 2006, c\u00f3 \u0111\u1ecbnh d\u1ea1ng 9704xx.
 
Trong \u0111\u00f3, b\u1ed1n ch\u1eef s\u1ed1 \u0111\u1ea7u ti\u00ean c\u1ee7a m\u00e3 BIN ph\u1ea3n \u00e1nh m\u00e3 qu\u1ed1c gia c\u1ee7a t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb th\u1ef1c hi\u1ec7n nghi\u1ec7p v\u1ee5 ph\u00e1t h\u00e0nh th\u1ebb t\u1ea1i Vi\u1ec7t Nam v\u00e0 hai ch\u1eef s\u1ed1 cu\u1ed1i c\u00f9ng b\u1eaft \u0111\u1ea7u t\u1eeb s\u1ed1 00 cho \u0111\u1ebfn s\u1ed1 99 do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam quy \u0111\u1ecbnh cho t\u1eebng t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb. <\/FONT><\/SPAN><\/SPAN><\/P><\/TD><\/TR><\/TBODY><\/TABLE><\/DIV>


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                                                                             <\/FONT>  Theo H\u00e0 N\u1ed9i m\u1edbi<\/EM><\/STRONG><\/FONT><\/DIV>




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Thay v\u00ec ng\u00e0y 30\/6\/2011 l\u00e0 h\u1ea1n cu\u1ed1i c\u00f9ng, vi\u1ec7c chuy\u1ec3n \u0111\u1ed5i m\u00e3 BIN th\u1ebb \u0111\u01b0\u1ee3c gia h\u1ea1n \u0111\u1ebfn ng\u00e0y 31\/12\/2012.H\u00f4m qua (22\/6), Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc (NHNN) \u0111\u00e3 c\u00f3 c\u00f4ng v\u0103n g\u1eedi c\u00e1c T\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh th\u1ebb, c\u00e1c t\u1ed5 ch\u1ee9c thanh to\u00e1n th\u1ebb v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c chuy\u1ec3n m\u1ea1ch th\u1ebb v\u1ec1 th\u1eddi h\u1ea1n chuy\u1ec3n […]<\/p>\n","protected":false},"author":2,"featured_media":18761,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[63],"tags":[],"_links":{"self":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/18764"}],"collection":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18764"}],"version-history":[{"count":0,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/18764\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/media\/18761"}],"wp:attachment":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18764"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18764"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18764"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}