{"id":18650,"date":"2011-05-13T14:35:23","date_gmt":"2011-05-13T14:35:23","guid":{"rendered":""},"modified":"2011-05-13T14:35:23","modified_gmt":"2011-05-13T14:35:23","slug":"go-von-cho-doanh-nghiep","status":"publish","type":"post","link":"https:\/\/dntieubieuna.vn\/?p=18650","title":{"rendered":"G\u1ee1 v\u1ed1n cho doanh nghi\u1ec7p"},"content":{"rendered":"<p><P align=left><FONT color=#0000ff><SPAN style=\"FONT-WEIGHT: bold\" id=ctl00_lContent_lbDesc>C\u00f3 \u0111\u1ebfn 1\/3 s\u1ed1 doanh nghi\u1ec7p kh\u00f4ng ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n. Nhi\u1ec1u ng\u00e2n h\u00e0ng v\u01b0\u1ee3t r\u00e0o l\u00e3i su\u1ea5t.<\/SPAN> <\/FONT><SPAN id=ctl00_lContent_lbBody><\/P><P align=justify><FONT color=#0000ff>Bu\u1ed5i t\u1ecda \u0111\u00e0m v\u1edbi ch\u1ee7 \u0111\u1ec1 \u201cGi\u1ea3i ph\u00e1p v\u1ed1n cho doanh nghi\u1ec7p (DN)\u201d \u0111\u00e3 \u0111\u01b0\u1ee3c Ph\u00f2ng Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam (VCCI) t\u1ed5 ch\u1ee9c ng\u00e0y 10\/5 t\u1ea1i H\u00e0 N\u1ed9i. Th\u00f4ng tin t\u1eeb c\u00e1c \u0111\u1ea1i bi\u1ec3u cho th\u1ea5y n\u1ebfu kh\u00f4ng c\u00f3 bi\u1ec7n ph\u00e1p th\u00e1o g\u1ee1 kh\u00f3 kh\u0103n v\u1ec1 v\u1ed1n cho DN s\u1ebd g\u00e2y ra nh\u1eefng h\u1eadu qu\u1ea3 l\u1edbn \u0111\u1ed1i v\u1edbi t\u0103ng tr\u01b0\u1edfng c\u1ee7a khu v\u1ef1c s\u1ea3n xu\u1ea5t.<\/FONT><STRONG><FONT color=#0000ff><BR><BR><\/P><P align=center><A href=\"javascript:openImage('\/images_upload\/small_1381.jpg');\"><IMG border=0 src=\"https:\/\/dntieubieuna.vn\/images_upload\/small_1381.jpg\" width=450><\/A><\/P><P align=justify><BR>M\u1ec7t m\u1ecfi v\u1edbi l\u00e3i su\u1ea5t cao<\/FONT><\/STRONG><\/P><P align=justify><FONT color=#0000ff>\u00d4ng \u0110o\u00e0n Tr\u1ecdng L\u00fd, Ch\u1ee7 t\u1ecbch H\u0110QT, T\u1ed5ng Gi\u00e1m \u0111\u1ed1c C\u00f4ng ty C\u1ed5 ph\u1ea7n Ch\u0103n nu\u00f4i ch\u1ebf bi\u1ebfn v\u00e0 Xu\u1ea5t nh\u1eadp kh\u1ea9u Aprocimex, cho bi\u1ebft ch\u01b0a bao gi\u1edd vay v\u1ed1n s\u1ea3n xu\u1ea5t kh\u00f3 nh\u01b0 th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i. DN n\u00e0y \u0111ang c\u00f3 nh\u1eefng kho\u1ea3n vay v\u1edbi l\u00e3i su\u1ea5t 20% &#8211; 22% nh\u01b0ng m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng \u0111ang \u201cd\u1ecda\u201d t\u0103ng th\u00eam 2% n\u1eefa, b\u1ea5t ch\u1ea5p Aprocimex l\u00e0 kh\u00e1ch h\u00e0ng ru\u1ed9t c\u1ee7a h\u1ecd. \u201cCh\u00fang t\u00f4i m\u1ec7t m\u1ecfi v\u00ec l\u00e3i su\u1ea5t t\u0103ng m\u00e3i\u201d &#8211; \u00f4ng L\u00fd than th\u1edf. <\/FONT><\/P><P align=justify><FONT color=#0000ff>B\u00e0 Nguy\u1ec5n Th\u1ecb M\u00f9i, Hi\u1ec7u tr\u01b0\u1edfng Tr\u01b0\u1eddng \u0110\u00e0o t\u1ea1o nh\u00e2n l\u1ef1c Vietinbank, cho bi\u1ebft c\u00e1c ng\u00e2n h\u00e0ng \u0111\u1ec1u v\u01b0\u1ee3t r\u00e0o l\u00e3i su\u1ea5t, ng\u00e2n h\u00e0ng n\u00e0o kh\u00f4ng tham gia s\u1ebd m\u1ea5t h\u1ebft v\u1ed1n. \u201cTr\u00ean th\u1ecb tr\u01b0\u1eddng, \u0111\u00e3 c\u00f3 m\u1ee9c l\u00e3i su\u1ea5t cho vay l\u00ean \u0111\u1ebfn 25% &#8211; 27%\/n\u0103m\u201d \u2013 b\u00e0 M\u00f9i n\u00f3i. <\/FONT><\/P><P align=justify><FONT color=#0000ff>Theo \u00f4ng V\u0169 Ti\u1ebfn L\u1ed9c, Ch\u1ee7 t\u1ecbch VCCI, 15 n\u0103m nay, n\u1ec1n kinh t\u1ebf \u0111\u00e3 c\u00f3 b\u01b0\u1edbc ti\u1ebfn d\u00e0i nh\u01b0ng v\u1ea5n \u0111\u1ec1 kh\u00f3 kh\u0103n h\u00e0ng \u0111\u1ea7u c\u1ee7a c\u1ed9ng \u0111\u1ed3ng DN l\u00e0 thi\u1ebfu v\u1ed1n v\u1eabn kh\u00f4ng thay \u0111\u1ed5i. S\u1ed1 li\u1ec7u \u0111i\u1ec1u tra g\u1ea7n \u0111\u00e2y c\u1ee7a B\u1ed9 K\u1ebf ho\u1ea1ch &#8211; \u0110\u1ea7u t\u01b0 cho th\u1ea5y ch\u1ec9 1\/3 DN Vi\u1ec7t Nam c\u00f3 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn v\u1ed1n ng\u00e2n h\u00e0ng, 1\/3 kh\u00f3 ti\u1ebfp c\u1eadn v\u00e0 1\/3 kh\u00f4ng ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c. M\u1eb7c d\u00f9 c\u00f3 nhi\u1ec1u k\u00eanh huy \u0111\u1ed9ng v\u1ed1n nh\u01b0ng c\u00f3 \u0111\u1ebfn 74,47% DN mu\u1ed1n c\u00f3 v\u1ed1n t\u1eeb h\u00ecnh th\u1ee9c t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng. <\/FONT><\/P><P align=justify><STRONG><FONT color=#0000ff>C\u1ea7n s\u1eed d\u1ee5ng c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh<\/FONT><\/STRONG><\/P><DIV align=justify><FONT color=#0000ff>D\u00f2ng ch\u1ea3y v\u1ed1n ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c ph\u00e2n b\u1ed5 v\u00e0o khu v\u1ef1c s\u1ea3n xu\u1ea5t v\u00e0 phi s\u1ea3n xu\u1ea5t. Theo b\u00e0 Nguy\u1ec5n Th\u1ecb M\u00f9i, khu v\u1ef1c s\u1ea3n xu\u1ea5t kh\u00f4ng ch\u1ecbu \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t h\u01a1n 20%\/n\u0103m nh\u01b0ng ch\u1ee9ng kho\u00e1n, b\u1ea5t \u0111\u1ed9ng s\u1ea3n v\u1eabn h\u1ea5p thu \u0111\u01b0\u1ee3c. \u0110\u00e2y l\u00e0 l\u0129nh v\u1ef1c sinh l\u1eddi cao nh\u01b0ng r\u1ee7i ro c\u0169ng r\u1ea5t cao n\u00ean t\u1ec9 l\u1ec7 cho vay phi s\u1ea3n xu\u1ea5t c\u1ee7a m\u1ed7i ng\u00e2n h\u00e0ng kh\u00e1c nhau t\u00f9y theo khung qu\u1ea3n l\u00fd r\u1ee7i ro c\u1ee7a m\u1ed7i ng\u00e2n h\u00e0ng. <\/FONT><\/DIV><DIV align=justify><FONT color=#0000ff><\/FONT>&nbsp;<\/DIV><DIV align=justify><FONT color=#0000ff>\u1ede c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn nh\u01b0 Vietcombank, Vietinbank, BIDV, Agribank, t\u1ec9 l\u1ec7 n\u00e0y chi\u1ebfm kho\u1ea3ng 9% t\u1ed5ng d\u01b0 n\u1ee3 cho vay. T\u1ea1i m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng kh\u00e1c l\u00e0 12% &#8211; 13%, c\u00f3 24 ng\u00e2n h\u00e0ng chi\u1ebfm 24%, c\u00e1 bi\u1ec7t c\u00f3 ng\u00e2n h\u00e0ng chi\u1ebfm t\u1edbi 40%. \u0110\u1ec3 t\u1eadp trung v\u1ed1n cho s\u1ea3n xu\u1ea5t, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e3 c\u00f3 Ch\u1ec9 th\u1ecb s\u1ed1 01 y\u00eau c\u1ea7u c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u1ebfn ng\u00e0y 30-6, gi\u1ea3m t\u1ec9 tr\u1ecdng d\u01b0 n\u1ee3 cho vay phi s\u1ea3n xu\u1ea5t xu\u1ed1ng t\u1ed1i \u0111a l\u00e0 22% v\u00e0 \u0111\u1ebfn h\u1ebft n\u0103m 2011, gi\u1ea3m xu\u1ed1ng c\u00f2n 16%. Tuy nhi\u00ean, b\u00e0 M\u00f9i \u0111\u00e1nh gi\u00e1 ch\u1ec9 ti\u00eau n\u00e0y r\u1ea5t kh\u00f3 th\u1ef1c hi\u1ec7n, c\u00f3 th\u1ec3 ch\u1ec9 l\u00e0 gi\u1ea3m tr\u00ean s\u1ed5 s\u00e1ch.<\/FONT><\/DIV><P align=justify><FONT color=#0000ff>\u0110\u1ec3 l\u00e3i su\u1ea5t d\u1ecbu \u0111i v\u00e0 ch\u1ea3y \u0111\u00fang v\u00e0o khu v\u1ef1c s\u1ea3n xu\u1ea5t, b\u1ea3n th\u00e2n c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng kh\u00f4ng th\u1ec3 t\u1ef1 gi\u1ea3i quy\u1ebft \u0111\u01b0\u1ee3c m\u00e0 ph\u1ea3i c\u00f3 gi\u1ea3i ph\u00e1p mang t\u00ednh t\u1ed5ng th\u1ec3. Theo b\u00e0 M\u00f9i, Ch\u00ednh ph\u1ee7 c\u1ea7n h\u1ed7 tr\u1ee3 v\u1ed1n \u0111\u1ec3 c\u00f3 \u0111\u1ea7u ra h\u1ee3p l\u00fd, v\u00ed d\u1ee5 c\u1ea5p v\u1ed1n t\u1eeb Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc. \u0110\u1ec3 \u201cl\u00e1i\u201d d\u00f2ng v\u1ed1n v\u00e0o khu v\u1ef1c s\u1ea3n xu\u1ea5t, c\u1ea7n s\u1eed d\u1ee5ng c\u00e1c c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh nh\u01b0 \u0111\u00e1nh thu\u1ebf l\u0169y ti\u1ebfn v\u00e0o b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ec3 l\u00e0m d\u1ecbu hi\u1ec7n t\u01b0\u1ee3ng \u0111\u1ea7u c\u01a1. B\u00ean c\u1ea1nh \u0111\u00f3, v\u1ea5n \u0111\u1ec1 then ch\u1ed1t l\u00e0 l\u1eadp l\u1ea1i k\u1ef7 c\u01b0\u01a1ng th\u1ecb tr\u01b0\u1eddng b\u1eb1ng c\u00e1ch r\u00fat gi\u1ea5y ph\u00e9p \u0111\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng v\u01b0\u1ee3t r\u00e0o l\u00e3i su\u1ea5t. <\/FONT><\/P><DIV align=justify><TABLE border=1 cellSpacing=5 cellPadding=2 bgColor=#ffc0cb align=center><TBODY><TR><TD><P align=justify><STRONG><FONT color=#0000ff>V\u1ed1n t\u1ef1 c\u00f3 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ch\u1ec9 chi\u1ebfm 10%<\/FONT><\/STRONG><\/P><DIV align=justify><FONT color=#0000ff>B\u00e0 Nguy\u1ec5n Th\u1ecb M\u00f9i cho bi\u1ebft ngu\u1ed3n v\u1ed1n t\u1ef1 c\u00f3 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i ch\u1ec9 chi\u1ebfm 10%, c\u00f2n l\u1ea1i 90% l\u00e0 \u0111i vay c\u1ee7a x\u00e3 h\u1ed9i. Trong 90% n\u00e0y, chi\u1ebfm t\u1ec9 l\u1ec7 kh\u00f4ng nh\u1ecf l\u00e0 ti\u1ec1n g\u1eedi c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c kinh t\u1ebf, ch\u1ee7 y\u1ebfu l\u00e0 ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n. <\/FONT><\/DIV><DIV align=justify><FONT color=#0000ff><\/FONT>&nbsp;<\/DIV><DIV align=justify><FONT color=#0000ff>G\u1ea7n \u0111\u00e2y, c\u00e1c ng\u00e2n h\u00e0ng \u0111ang \u201ck\u00eau ca\u201d ngu\u1ed3n ti\u1ec1n n\u00e0y s\u1ee5t gi\u1ea3m r\u1ea5t m\u1ea1nh. T\u1ea1i Vietinbank, t\u1eeb cu\u1ed1i th\u00e1ng 4, ti\u1ec1n g\u1eedi c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c kinh t\u1ebf gi\u1ea3m 19,07% trong khi ti\u1ec1n g\u1eedi d\u00e2n c\u01b0 v\u1eabn t\u0103ng. <\/FONT><\/DIV><DIV align=justify><FONT color=#0000ff><\/FONT>&nbsp;<\/DIV><DIV align=justify><FONT color=#0000ff>T\u1eeb cu\u1ed1i th\u00e1ng 4 \u0111\u1ebfn \u0111\u1ea7u th\u00e1ng 5, l\u1ea1i ti\u1ebfp t\u1ee5c gi\u1ea3m 5,77%. \u201cC\u00f3 hai nguy\u00ean nh\u00e2n d\u1eabn \u0111\u1ebfn t\u00ecnh tr\u1ea1ng n\u00e0y l\u00e0 ng\u00e2n h\u00e0ng kh\u00e1c ch\u00e0o l\u00e3i su\u1ea5t c\u1ea1nh tranh h\u01a1n n\u00ean nhi\u1ec1u kh\u00e1ch h\u00e0ng r\u00fat ti\u1ec1n sang g\u1eedi ng\u00e2n h\u00e0ng kh\u00e1c v\u00e0 DN d\u1eebng vay, r\u00fat ti\u1ec1n g\u1eedi v\u1ec1 \u0111\u1ec3 kinh doanh\u201d \u2013 b\u00e0 M\u00f9i n\u00f3i.<\/FONT><\/DIV><\/TD><\/TR><\/TBODY><\/TABLE><\/DIV><P align=justify><EM><FONT color=#0000ff>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Theo Ng\u01b0\u01a1\u0300i Lao \u0111\u00f4\u0323ng<\/FONT><\/EM><\/P><\/SPAN><\/p>\n","protected":false},"excerpt":{"rendered":"<p>C\u00f3 \u0111\u1ebfn 1\/3 s\u1ed1 doanh nghi\u1ec7p kh\u00f4ng ti\u1ebfp c\u1eadn \u0111\u01b0\u1ee3c ngu\u1ed3n v\u1ed1n. Nhi\u1ec1u ng\u00e2n h\u00e0ng v\u01b0\u1ee3t r\u00e0o l\u00e3i su\u1ea5t. Bu\u1ed5i t\u1ecda \u0111\u00e0m v\u1edbi ch\u1ee7 \u0111\u1ec1 \u201cGi\u1ea3i ph\u00e1p v\u1ed1n cho doanh nghi\u1ec7p (DN)\u201d \u0111\u00e3 \u0111\u01b0\u1ee3c Ph\u00f2ng Th\u01b0\u01a1ng m\u1ea1i v\u00e0 C\u00f4ng nghi\u1ec7p Vi\u1ec7t Nam (VCCI) t\u1ed5 ch\u1ee9c ng\u00e0y 10\/5 t\u1ea1i H\u00e0 N\u1ed9i. Th\u00f4ng tin t\u1eeb c\u00e1c \u0111\u1ea1i [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":11782,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[68],"tags":[],"_links":{"self":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/18650"}],"collection":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18650"}],"version-history":[{"count":0,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/18650\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/media\/11782"}],"wp:attachment":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18650"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18650"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18650"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}