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Trong nh\u1eefng ng\u00e0y n\u00e0y, Th\u00f4ng t\u01b0 13\/TT\/NHNN do Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ban h\u00e0nh ng\u00e0y 20\/5\/2010 v\u00e0 c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1\/10\/2010 quy \u0111\u1ecbnh v\u1ec1 c\u00e1c t\u1ef7 l\u1ec7 b\u1ea3o \u0111\u1ea3m an to\u00e0n trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 m\u00f4\u0323t trong nh\u1eefng ch\u1ee7 \u0111\u1ec1 “n\u00f3ng” c\u1ee7a gi\u1edbi ng\u00e2n h\u00e0ng. \u1ea2nh ch\u1ec9 c\u00f3 t\u00ednh minh h\u1ecda. (Ngu\u1ed3n: Internet).Trong nh\u1eefng ng\u00e0y n\u00e0y, Th\u00f4ng t\u01b0 13\/TT\/NHNN do Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ban h\u00e0nh ng\u00e0y 20\/5\/2010 v\u00e0 c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1\/10\/2010 quy \u0111\u1ecbnh v\u1ec1 c\u00e1c t\u1ef7 l\u1ec7 b\u1ea3o \u0111\u1ea3m an to\u00e0n trong ho\u1ea1t \u0111\u1ed9ng c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng l\u00e0 m\u00f4\u0323t trong nh\u1eefng […]<\/p>\n","protected":false},"author":2,"featured_media":18140,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[63],"tags":[],"_links":{"self":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/18147"}],"collection":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=18147"}],"version-history":[{"count":0,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/posts\/18147\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=\/wp\/v2\/media\/18140"}],"wp:attachment":[{"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=18147"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=18147"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dntieubieuna.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=18147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
Ch\u00ednh v\u00ec v\u1eady, T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng Vi\u1ec7t Nam v\u1eeba k\u00fd v\u0103n b\u1ea3n s\u1ed1 120\/HHNH g\u1eedi Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 vi\u1ec7c g\u00f3p \u00fd Th\u00f4ng t\u01b0 13. G\u00f3p \u00fd n\u00e0y \u0111\u01b0\u1ee3c t\u1eadp h\u1ee3p t\u1eeb \u00fd ki\u1ebfn c\u1ee7a 14 ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c c\u00f4ng ty t\u00e0i ch\u00ednh th\u00e0nh vi\u00ean.
Kh\u00f4ng k\u1ecbp n\u00e2ng t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n<\/STRONG>
M\u1ed9t trong nh\u1eefng thay \u0111\u00f4\u0309i l\u1edbn nh\u1ea5t c\u1ee7a Th\u00f4ng t\u01b0 l\u00e0 t\u1eeb 1\/10\/2010, t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n t\u1ed1i thi\u1ec3u c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c n\u00e2ng t\u1eeb 8% l\u00ean 9%. Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng cho bi\u1ebft nhi\u1ec1u ng\u00e2n h\u00e0ng kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u nh\u01b0 Th\u00f4ng t\u01b0 s\u1ed1 13 quy \u0111\u1ecbnh.
Nguy\u00ean do l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i c\u00f3 th\u1eddi gian \u0111\u1ec3 \u0111i\u1ec1u ch\u1ec9nh t\u00e0i s\u1ea3n c\u00f3 r\u1ee7i ro v\u00e0 ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c t\u0103ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n c\u00f3 quy m\u00f4 nh\u1ecf.
Ch\u01b0a k\u1ec3, m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng c\u00f2n g\u1eb7p ph\u1ea3i v\u1ea5n \u0111\u1ec1 kh\u00f3 kh\u0103n l\u00e0 m\u1ed9t s\u1ed1 c\u1ed5 \u0111\u00f4ng l\u1edbn \u0111ang n\u1eafm gi\u1eef c\u1ed5 ph\u1ea7n t\u1ea1i c\u00e1c ng\u00e2n h\u00e0ng nh\u1ecf c\u0169ng c\u00f3 \u00fd \u0111\u1ecbnh r\u00fat lui v\u00e0 kh\u00f4ng r\u00f3t th\u00eam v\u1ed1n cho c\u00e1c \u0111\u1ee3t ph\u00e1t h\u00e0nh c\u1ed5 phi\u1ebfu t\u0103ng th\u00eam trong n\u0103m nay. L\u00e3nh \u0111\u1ea1o ng\u00e2n h\u00e0ng Vietcombank cho bi\u1ebft s\u1ebd gi\u1ea3m t\u1ec9 l\u1ec7 s\u1edf h\u1eefu trong GiaDinh Bank t\u1eeb 19% xu\u1ed1ng c\u00f2n kho\u1ea3ng 11% theo quy \u0111\u1ecbnh. T\u1eadp \u0111o\u00e0n D\u1ec7t may Vi\u1ec7t Nam (Vinatex), v\u1ed1n n\u1eafm gi\u1eef 11% c\u1ed5 ph\u1ea7n trong Navibank, c\u0169ng xem x\u00e9t l\u1ea1i vi\u1ec7c r\u00f3t th\u00eam v\u1ed1n khi ng\u00e2n h\u00e0ng n\u00e0y ph\u00e1t h\u00e0nh t\u0103ng v\u1ed1n…
H\u1ed3i \u0111\u1ea7u n\u0103m, Ch\u1ee7 t\u1ecbch H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb Sacombank \u0110\u1eb7ng V\u0103n Th\u00e0nh c\u0169ng x\u00e1c nh\u1eadn v\u1ec1 k\u1ebf ho\u1ea1ch ra \u0111i c\u1ee7a \u0111\u1ed1i t\u00e1c chi\u1ebfn l\u01b0\u1ee3c ANZ \u0111ang s\u1edf h\u1eefu g\u1ea7n 10% v\u1ed1n \u0111i\u1ec1u l\u1ec7 trong ng\u00e2n h\u00e0ng, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 67 tri\u1ec7u c\u1ed5 ph\u1ea7n c\u1ee7a STB.
Ngay sau khi th\u00f4ng t\u01b0 tr\u00ean ban h\u00e0nh, <\/FONT>th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n<\/FONT><\/A> c\u0169ng \u0111\u00e3 \u0111\u00f3n nh\u1eadn nh\u1eefng chuy\u1ec3n \u0111\u1ed9ng li\u00ean quan \u0111\u1ebfn vi\u1ec7c chu\u1ea9n b\u1ecb cho vi\u1ec7c th\u1ef1c hi\u1ec7n quy \u0111\u1ecbnh m\u1edbi.
Ch\u1ec9 trong v\u00f2ng h\u01a1n m\u1ed9t th\u00e1ng, Vietcombank \u0111\u00e3 th\u00f4ng b\u00e1o b\u00e1n 10 tri\u1ec7u c\u1ed5 phi\u1ebfu c\u1ee7a Eximbank, l\u1ea7n \u0111\u1ea7u v\u00e0o h\u1ed3i \u0111\u1ea7u th\u00e1ng 7 v\u00e0 l\u1ea7n th\u1ee9 hai Vietcombank \u0111\u0103ng k\u00fd b\u00e1n t\u1eeb ng\u00e0y 13\/8. M\u1ed9t trong nh\u1eefng m\u1ee5c \u0111\u00edch ch\u00ednh c\u1ee7a ho\u1ea1t \u0111\u1ed9ng b\u00e1n ra \u0111\u00f3 l\u00e0 nh\u1eb1m c\u1ea3i thi\u1ec7n v\u1ed1n t\u1ef1 c\u00f3, chu\u1ea9n b\u1ecb cho vi\u1ec7c \u0111\u1ea3m b\u1ea3o t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n t\u1ed1i thi\u1ec3u 9%.
Trong khi \u0111\u00f3, T\u1ed5ng gi\u00e1m \u0111\u1ed1c m\u1ed9t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u1ed5 ph\u1ea7n \u1edf H\u00e0 N\u1ed9i c\u0169ng nh\u01b0 \u0111ang ng\u1ed3i tr\u00ean \u0111\u1ed1ng l\u1eeda. M\u1ea5y th\u00e1ng tr\u01b0\u1edbc, m\u1ed9t t\u1eadp \u0111o\u00e0n nh\u00e0 n\u01b0\u1edbc h\u1ee9a s\u1ebd g\u00f3p v\u1ed1n v\u00e0 tr\u1edf th\u00e0nh c\u1ed5 \u0111\u00f4ng l\u1edbn c\u1ee7a ng\u00e2n h\u00e0ng n\u00e0y trong \u0111\u1ee3t t\u0103ng v\u1ed1n l\u00ean 3.000 t\u1ef7 \u0111\u1ed3ng, nh\u01b0ng m\u1edbi \u0111\u00e2y h\u1ecd \u0111\u00e3 t\u1eeb ch\u1ed1i.
V\u1ecb T\u1ed5ng gi\u00e1m \u0111\u1ed1c n\u00e0y \u0111ang \u201cnh\u1ee9c \u0111\u1ea7u\u201d v\u00ec b\u1ecb H\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb giao ch\u1ec9 ti\u00eau l\u00e0 ph\u1ea3i t\u00ecm ng\u01b0\u1eddi mua b\u1eb1ng \u0111\u01b0\u1ee3c 25% v\u1ed1n \u0111i\u1ec1u l\u1ec7 m\u1edbi c\u1ee7a ng\u00e2n h\u00e0ng. Nh\u01b0ng v\u1ea5n \u0111\u1ec1 b\u00e2y gi\u1edd l\u00e0 ai mua v\u00e0 mua v\u1edbi gi\u00e1 bao nhi\u00eau?
B\u1eaft bu\u1ed9c ph\u1ea3i huy \u0111\u1ed9ng th\u00eam v\u1ed1n<\/STRONG>
Th\u00f4ng t\u01b0 13 quy \u0111\u1ecbnh t\u1ef7 l\u1ec7 c\u1ea5p t\u00edn d\u1ee5ng tr\u00ean v\u1ed1n huy \u0111\u1ed9ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i duy tr\u00ec \u1edf m\u1ee9c 80%.
Theo b\u00e0 D\u01b0\u01a1ng Thu H\u01b0\u01a1ng, T\u1ed5ng th\u01b0 k\u00fd Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng, \u0111\u00e2y l\u00e0 m\u1ed9t t\u1ef7 l\u1ec7 b\u00ecnh th\u01b0\u1eddng v\u00e0 ng\u00e2n h\u00e0ng n\u00e0o c\u0169ng ph\u1ea3i duy tr\u00ec \u1edf m\u1ee9c n\u00e0y, nh\u01b0ng theo kho\u1ea3n 3 \u0111i\u1ec1u 18 c\u1ee7a Th\u00f4ng t\u01b0, ngu\u1ed3n v\u1ed1n huy \u0111\u1ed9ng s\u1eed d\u1ee5ng \u0111\u1ec3 cho vay kh\u00f4ng bao g\u1ed3m ti\u1ec1n g\u1eedi kh\u00f4ng k\u1ef3 h\u1ea1n c\u1ee7a t\u1ed5 ch\u1ee9c kinh t\u1ebf, Kho b\u1ea1c Nh\u00e0 n\u01b0\u1edbc, b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c kh\u00e1c. Trong khi nh\u1eefng ngu\u1ed3n n\u00e0y th\u01b0\u1eddng chi\u1ebfm \u0111\u1ebfn 15% t\u1ed5ng ngu\u1ed3n v\u1ed1n huy \u0111\u1ed9ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng. Nh\u01b0 v\u1eady, ngu\u1ed3n v\u1ed1n huy \u0111\u1ed9ng \u0111\u1ec3 cho vay c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng s\u1ebd b\u1ecb gi\u1ea3m xu\u1ed1ng. M\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng \u0111\u00e3 cho vay v\u01b0\u1ee3t t\u1ef7 l\u1ec7 n\u00e0y n\u00ean ph\u1ea3i huy \u0111\u1ed9ng th\u00eam v\u1ed1n.
M\u1eb7t kh\u00e1c, c\u00e1c ch\u1ec9 ti\u00eau an to\u00e0n theo quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng d\u1ef1a tr\u00ean ngu\u1ed3n v\u1ed1n huy \u0111\u1ed9ng c\u1ee7a d\u00e2n c\u01b0, do v\u1eady ng\u00e2n h\u00e0ng bu\u1ed9c ph\u1ea3i huy \u0111\u1ed9ng th\u00eam v\u1ed1n \u0111\u1ec3 \u0111\u00e1p \u1ee9ng c\u00e1c ch\u1ec9 ti\u00eau theo quy \u0111\u1ecbnh.
T\u1ed5ng gi\u00e1m \u0111\u1ed1c m\u1ed9t ng\u00e2n h\u00e0ng c\u1ed5 ph\u1ea7n cho bi\u1ebft m\u1eb7c d\u00f9 \u0111\u00e3 t\u0103ng l\u00e3i su\u1ea5t l\u00ean ngang b\u1eb1ng v\u1edbi c\u00e1c ng\u00e2n h\u00e0ng kh\u00e1c nh\u01b0ng huy \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng \u00f4ng c\u0169ng kh\u00f4ng t\u0103ng \u0111\u01b0\u1ee3c bao nhi\u00eau. Th\u00f4ng t\u01b0 m\u1edbi c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc s\u1ebd c\u00e0ng l\u00e0m cho ngu\u1ed3n v\u1ed1n c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng gi\u1ea3m n\u00ean ch\u1eafc ch\u1eafn l\u00e3i su\u1ea5t huy \u0111\u1ed9ng kh\u00f4ng th\u1ec3 gi\u1ea3m \u0111\u01b0\u1ee3c v\u00e0 l\u00e3i su\u1ea5t cho vay v\u00ec th\u1ebf c\u0169ng kh\u00f3 gi\u1ea3m h\u01a1n.
Th\u00eam v\u00e0o \u0111\u00f3, h\u1ec7 s\u1ed1 r\u1ee7i ro c\u1ee7a c\u00e1c kho\u1ea3n cho vay c\u0169ng t\u0103ng l\u00ean nh\u01b0 cho vay ch\u1ee9ng kho\u00e1n, k\u1ec3 c\u1ea3 \u1ee9ng tr\u01b0\u1edbc ti\u1ec1n b\u00e1n ch\u1ee9ng kho\u00e1n v\u00e0 cho vay b\u1ea5t \u0111\u1ed9ng s\u1ea3n (kh\u00f4ng ph\u00e2n bi\u1ec7t \u0111\u00e3 c\u00f3 s\u1ea3n ph\u1ea9m r\u1ed3i hay c\u00f3 s\u1ea3n ph\u1ea9m trong t\u01b0\u01a1ng lai) \u0111\u1ec1u \u1edf m\u1ee9c 250%. Hi\u1ec7p h\u1ed9i cho r\u1eb1ng, n\u1ebfu theo th\u00f4ng t\u01b0 th\u00ec h\u1ec7 s\u1ed1 an to\u00e0n v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng s\u1ebd b\u1ecb gi\u1ea3m th\u1ea5p xu\u1ed1ng.
\u201cV\u00ec v\u1eady, Hi\u1ec7p h\u1ed9i Ng\u00e2n h\u00e0ng \u0111\u00e3 \u0111\u1ec1 xu\u1ea5t Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc xem x\u00e9t l\u1ea1i nh\u1eefng quy \u0111\u1ecbnh ch\u01b0a h\u1ee3p l\u00fd trong Th\u00f4ng t\u01b0 \u0111\u1ed3ng th\u1eddi gia h\u1ea1n th\u1eddi gian th\u1ef1c hi\u1ec7n th\u00f4ng t\u01b0 tr\u00ean cho c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng,\u201d b\u00e0 H\u01b0\u01a1ng nh\u1ea5n m\u1ea1nh.\/.
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